Acko Health vs Narayana Health Insurance Health Insurance 2026

Overview

ACKO General Insurance (established 2016) is a leading online-first insurer in India serving 50M+ customers. It offers health, car and bike insurance and, via partnerships with Ola and Amazon, trip, electronics and hotel-stay products.

COMPANY DETAILS

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Acko Health

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Narayana Health Insurance

Number of health insurance plans	No. of Plans 3 ❯	No. of Plans 2 ❯
Sum insured	Sum Insured Up to ₹ 1 Crore	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 96.31%	Claim Ratio 100%
Network hospitals	Network Hospital 14300+	Network Hospital 2400+
Solvency Ratio	Solvency Ratio 2.30	Solvency Ratio 1.61
Pan India Presence	Pan India Presence 17	Pan India Presence 21
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 2,064.67 Crore	Annual premium (company level) 2.37 Crore
Years in operation	Years in operation 9 years	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 99.1	Claims settled within 3 months 92.27
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Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

Acko Health Insurance

Acko Platinum Health Insurance

Acko Platinum Health Insurance offers comprehensive coverage for individuals and families, with a sum insured up to INR 10 lakhs. ...

Personal Accident Cover
Critical Illness Cover
SI up to 10 Lakhs

Personal accident cover
Critical illness cover
SI up to 10 Lakhs

OPD not covered
ICU coverage not available
Cosmetic surgeries not covered

Personal accident cover
Critical illness treatment cover
Doctor on call and second medical opinion available

Minimum Entry Age - 18 Years
Maximum Entry Age - N/A
SI - Upto 10 Lakhs
Initial Waiting Period - 30 Days

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Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage from ₹50...

COVID-19 treatment coverage
No pre-policy health check-ups till 45
Lifelong renewability

No Pre-Policy Check-up
COVID-19 cover
AYUSH coverage
Ambulance services

OPD cover unavailable
Maternity unavailable
Newborn baby cover
Health check-ups unavailable

Family floater cover
Indemnity benefits
Pre & post-hospitalization
Room rent & ICU cover

Min Entry Age: 18 Years
Max Entry Age: 65 Years
Sum Insured: ₹1 Lakh to ₹25 Lakh
Waiting Period: 30 Days

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Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

Zero waiting period
Accidental death cover
No health check-up required

Zero waiting period
Accidental death cover
No health check-up required

Pre and post-hospitalisation not covered
ICU cover not available
OPD not covered

Accidental death and disability
Permanent and total disability
Aid to uncertain injuries

Min. Entry Age - 18 Years
Max. Entry Age - 70 Years
SI - NA
Initial Waiting Period - Day 1 Coverage For Accidental Death

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Narayana Health Insurance

Narayana Aditi Health Insurance

The Narayana Aditi Health Plan is a comprehensive health insurance offering immediate coverage from day one, eliminating typical w...

No waiting period
Annual health checkups
Coverage available at non-network

1 Cr sum insured
room category modification
living organ donor.

Domiciliary hospitalisation not covered
OPD treatment not covered
maternity not covered.

Annual health check-up
road ambulance charges
coverage from day one.

Entry Age: 18 years
Maximum Entry Age: No age limit
Sum Insured: INR 5 Lakh to 1 Crore
Waiting Period: No waiting period.

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Individual and Family Health Insurance

Narayana Arya Health Insurance

The Narayana Arya Health Plan is a comprehensive health insurance option from Narayana Arya Health Insurance and Narayana One Heal...

Comprehensive health policy
Cashless hospitalisation
Easy claim process

Upto 1 crore sum insured
Zero waiting period
Pre and post-hospitalisation

Daycare treatment not covered
Domiciliary treatments not covered
OPD charges not covered

Any room type available
Top-up options available
Quick claim process

Entry Age: 18 years (Maximum 65 years
with no upper age limit for renewal) Sum Insured (SI): INR 25 Lakh to 1 Crore Waiting Period: 30 days

View plan

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

Overview

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Health Insurance Companies

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Acko Health Insurance

Narayana Health Insurance

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