Acko Health vs Galaxy Health Health Insurance 2026

Overview

ACKO General Insurance (established 2016) is a leading online-first insurer in India serving 50M+ customers. It offers health, car and bike insurance and, via partnerships with Ola and Amazon, trip, electronics and hotel-stay products.

COMPANY DETAILS

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Acko Health

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Galaxy Health

Number of health insurance plans	No. of Plans 3 ❯	No. of Plans 3 ❯
Sum insured	Sum Insured Up to ₹ 1 Crore	Sum Insured Up to ₹ 1 Crore
Claim ratio	Claim Ratio 96.31%	Claim Ratio 98.9%
Network hospitals	Network Hospital 14300+	Network Hospital 3216+
Solvency Ratio	Solvency Ratio 2.30	Solvency Ratio 4.70
Pan India Presence	Pan India Presence 17	Pan India Presence 71
Claim Form	Claim Form Available	Claim Form Available
Annual premium (company level)	Annual premium (company level) 2,064.67 Crore	Annual premium (company level) 16.95 Crore
Years in operation	Years in operation 9 years	Years in operation 2023
24×7 claim support	24×7 claim support Yes	24×7 claim support Yes
Claims settled within 3 months	Claims settled within 3 months 99.1	Claims settled within 3 months 100
Recommended Videos	▶ Acko Health Insurance

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

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Reliance Health Insurance

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Future Generali Health Insurance

National Health Insurance

United India Health Insurance

New India Health Insurance

Navi Health Insurance

ACKO Health Insurance

Digit Health Insurance

ZUNO General Insurance

Universal Sompo Health Insurance

Liberty Health Insurance

Kotak Mahindra Health Insurance

Magma Health Insurance

Cholamandalam MS Health Insurance

Oriental Health Insurance

Raheja QBE MS Health Insurance

Galaxy Health Insurance

Narayana Health Insurance

Know More About Health Insurance Companies

Acko Health Insurance

Acko Platinum Health Insurance

Acko Platinum Health Insurance offers comprehensive coverage for individuals and families, with a sum insured up to INR 10 lakhs. ...

Personal Accident Cover
Critical Illness Cover
SI up to 10 Lakhs

Personal accident cover
Critical illness cover
SI up to 10 Lakhs

OPD not covered
ICU coverage not available
Cosmetic surgeries not covered

Personal accident cover
Critical illness treatment cover
Doctor on call and second medical opinion available

Minimum Entry Age - 18 Years
Maximum Entry Age - N/A
SI - Upto 10 Lakhs
Initial Waiting Period - 30 Days

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Individual and Family Health Insurance

Acko Arogya Sanjeevani Policy

Acko Arogya Sanjeevani is an affordable indemnity health insurance plan for individuals and families, offering coverage from ₹50...

COVID-19 treatment coverage
No pre-policy health check-ups till 45
Lifelong renewability

No Pre-Policy Check-up
COVID-19 cover
AYUSH coverage
Ambulance services

OPD cover unavailable
Maternity unavailable
Newborn baby cover
Health check-ups unavailable

Family floater cover
Indemnity benefits
Pre & post-hospitalization
Room rent & ICU cover

Min Entry Age: 18 Years
Max Entry Age: 65 Years
Sum Insured: ₹1 Lakh to ₹25 Lakh
Waiting Period: 30 Days

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Accident Health Insurance

Acko Personal Accident Policy

Acko Personal Accident Policy offers financial protection against injuries, disability, or death resulting from accidents like roa...

Zero waiting period
Accidental death cover
No health check-up required

Zero waiting period
Accidental death cover
No health check-up required

Pre and post-hospitalisation not covered
ICU cover not available
OPD not covered

Accidental death and disability
Permanent and total disability
Aid to uncertain injuries

Min. Entry Age - 18 Years
Max. Entry Age - 70 Years
SI - NA
Initial Waiting Period - Day 1 Coverage For Accidental Death

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Galaxy Health Insurance

Galaxy Promise Health Plan

Galaxy Promise is a new health insurance plan from Galaxy Health Insurance, designed for younger generations in India with a uniqu...

Air Ambulance Cover
Room Rent Enhancement
Gala Fit Pro-Active Care

Unlimited restoration of SI
No co-payment
Room rent enhancement

Investigation and evaluation not covered
Dietary supplement
Unproven treatment
Alcoholism

Repatriation of mortal remains
Organ transplantation
Cashless everywhere

Min. Entry Age: 16 Days
Max. Entry Age: 65 Years
Initial Waiting Period: 24 Months
Sum Insured: Up to 1 Cr

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Top Up and Super Top Up

Galaxy Top-up Health Insurance Plan

The Galaxy Top-Up Health Insurance Plan provides an enhanced safety net over existing base health coverage, helping mitigate subst...

Get exciting discounts
Digital ICU coverage
Gala Fit benefit

Family coverage
flexibility in deductible
Digital ICU coverage.

Investigation and evaluation
cosmetic surgery
unproven treatments.

Nanotechnology covered
modern treatment
delivery expenses covered.

Entry age: 18 years
Maximum entry age: 65 years
Sum Insured: INR 5 L to 2 Cr
Waiting Period: 30 days.

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Individual and Family Health Insurance

Galaxy Twin 360

Galaxy Twin 360 is a comprehensive health insurance plan for young adults and families, offering dual coverage that combines in-pa...

Dual coverage for extended protection
All round 360 degree health benefits
Flexible coverage for individual needs

OPD benefits along with hospitalisation cover
usable benefits even in non-hospitalisation years
wellness and preventive care integration

Entry age capped at 45 years
OPD benefits have usage limits
newer insurer with limited long-term claims history

Lifelong renewability
multiple sum insured options
flexible premium payment modes
coverage for day-care and modern treatments
cashless treatment at network hospitals

Adults: 18 years to 45 years Children: 90 days to 18 years

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Compare with Other Insurers

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Galaxy Health Narayana Health Insurance

New India Health United India Future Generali Cholamandalam Ms Kotak Mahindra Oriental Health Acko Health Navi Health Digit Health Universal Sompo Tata Aig Bajaj General Star Health Shriram Health Insurance Company Apollo Munich Health Insurance Icici Lombard Iffco Tokio National Health Reliance Health Royal Sundaram Hdfc Ergo Sbi Health Niva Bupa Health Care Health Manipal Cigna Aditya Birla Edelweiss Health Insurance Liberty Health Magma Health Raheja Qbe Narayana Health Insurance

Expert Reviewed

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.

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