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Reliance Health and Future General both come with a plethora of insurance solutions and a vast product portfolio. Both companies are well known for their all-inclusive plans that cover individuals as well as their families. The network hospitals under the umbrella of Reliance Health are 9100+ Number Of Network Hospitals whereas Future General has 8430+ Number Of Network Hospitals of them. The companies provide benefits such as hospitalization, accidental care, daycare procedures, critical illness and senior citizen coverage, along with affordable premiums and high sum insured new age insurance plans.
Number of health insurance plans and add-ons | 11 | 16 |
Sum insured | Up to 5Cr | Up to 6 Cr |
Network hospitals | 9100+ | 8430+ |
Claim ratio | 98.65% | 96% |
Preventive health check-up | Available (plan dependant) | Available (plan dependant) |
Existing illness cover | Available | Available |
No claim bonus | Available | Available |
Online discount | Available | Available |
OPD coverage | Covered (plan dependant) | Covered (plan dependant) |
Day care treatment | Available | Available |
Wellness benefits | Available (plan dependant) | Available (plan dependant) |
Discount on renewal | Available | Available |
Global coverage | Available | Not Available |
Cashless Facility | Available | Available |
Exclusive Plans for Senior Citizen | Available | Available |
Exclusive Plans for Women | Available | Available |
Exclusive Plans for Critical Illness | Available | Available |
Exclusive Plans for Family | Available | Available |
Top selling plans | Reliance Health Gain Policy, Reliance Health Infinity Insurance | Future Generali Health Super Saver |
Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.
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Comprehensive Plan
Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.
Unique Features
Comprehensive Plan
A plan that covers you and your family offering a sum insured of 5 lakhs to 5 crores. The plan offers 15 different types of discounts.
Unique Features
Personal Accident Plan
Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.
Unique Features
Affordable Plan
An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.
Unique Features
Critical Illness Plan
Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.
Unique Features
Hospital Cash Benefits
A hospital cash benefit plan provides a lump sum payout on listed surgeries and daycare procedures occurring due to illness and injuries.
Unique Features
Super Top-up Plan
Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.
Unique Features
Standard Plan
A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.
Unique Features
Personal Accident Plan
Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.
Unique Features
Group Health Plan
A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.
Unique Features
Corona Plan
An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.
Unique Features
Corona Plan
An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.
Unique Features
Health Plan
A plan designed to meet the needs of a specially-abled community. It covers the cost of hospitalization and many modern treatments.
Unique Features
Future Generali Health Insurance offers various health products to cater to the healthcare needs of every individual. At present, Future Generali has come up with 13 health insurance plans. Have a look at the table below to get an insight into the types of plans offered.
The plan acts as a top-up to your existing health insurance cover & supplements your existing health insurance when your basic health insurance cover is exhausted.
Unique Benefits
An extensive strategy that includes gay and bisexual individuals.This plan covers hospitalisation for both the live-in partner and the spouse.
Unique Features
A health insurance plan that offers standard benefits as directed by the IRDAI. The plan offers coverage up to INR 10 Lakhs.
Unique Features
A specialized cover designed to offer protection against 12 listed critical illnesses such as cancer, kidney failure, severe heart attack, total blindness and many more.
Unique Features
Health Super Saver comes with 2 plan options offering a 80% discount under the Super Saver Discount option**.
Unique Features
From simple daycare treatment to major operations, the plan comes out with various benefits to deal with the multiple needs of the policyholder.
Unique Features
Provides a lump sum benefit in the case the policyholder is diagnosed with Malaria, Dengue, Lymphatic Filariasis, Kala-azar etc.
Unique Features
A comprehensive health insurance plan that provides coverage against medical expenses. Moreover, the plan also looks after your overall well-being.
Unique Features
The plan provides a daily hospital cash covering incidental expenses to both the insured and their family members.
Unique Features
The plan comes with 13 add-on covers and provides coverage against accidents.
Unique Features
Designed for loan borrowers & offers protection against the difficulties one may face during loan repayment due to accident, or in case of critical illness.
Unique Features
Specially designed for senior citizens and is available on an individual and family floater basis which includes the insured and their spouse. SI goes up to 10 lacs.
Unique Features
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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