IFFCO Tokio Maternity Insurance

IFFCO Tokio Maternity Insurance

Maternity is a significant and often overwhelming experience for a woman and her family. It requires extra care and can incur substantial expenses. The rising costs of maternity healthcare can be a financial burden.

IFFCO-Tokio health insurance for maternity helps you focus on the joys of parenthood without the financial stress. Read on to learn more about the maternity health policy offered by IFFCO-Tokio.

Does IFFCO Tokio Cover Maternity Expenses?

IFFCO-Tokio health insurance plans typically do not include maternity coverage benefits in their base plans. However, maternity and newborn expenses may be covered under family floater plans or group health insurance plans.

It's important to confirm maternity coverage with your insurer before purchasing any policy.

Benefits of Buying Maternity Health Insurance

• Pre & Post-Hospitalization: Covers medical expenses incurred before hospitalization and after discharge.
• Newborn Baby Cover: Provides coverage for the newborn baby's initial care post-birth.
• Ambulance Services: Covers ambulance services in case of an emergency.
• Medically Necessary Termination: Covers treatment costs for medically necessary abortion, including complications due to an accident.
• Cashless Delivery Facility: Allows cashless treatment at IFFCO-Tokio's network hospitals.

Exclusions of IFFCO Tokio Maternity Health Insurance

• Unlawful activities or actions of criminal intent
• Cosmetic/Plastic Surgery
• Alcoholism, intoxicating drug abuse, or treatment arising therefrom
• Infertility or Sterility Treatment
• Pre-existing conditions or illnesses

How Can You Claim Your Maternity Coverage Health Insurance?

You can claim your maternity coverage through the insurer's official website. You may opt for a cashless treatment facility or a reimbursement claim, depending on your policy's terms and conditions.

For any queries related to IFFCO-Tokio maternity health insurance, please contact us at 1800 4200 269.