Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
Network hospitals
12000+
Incurred claim ratio
79.04%
Sum insured
Up to 2 CR
No. of Plans
11
Solvency Ratio
1.7
Pan India Presence
200+
Undergoing treatments for any kind of illness is immensely difficult on any individual. The mental, physical and emotional toll it takes on an individual and their family members leads to a difficult phase. Availing treatment for any major illness can drain the life savings of an individual and bring additional financial stress if you do not have adequate health insurance coverage.
HDFC Ergo Health Insurance is amongst the pioneers in the insurance industry providing multiple Health Insurance plans covering diseases within a broad spectrum. When we talk about the HDFC Ergo Health Insurance covered disease list, it covers multiple diseases which fall under day-care, home care, or even critical illnesses. HDFC Ergo Health Insurance Covered diseases list includes cataract, COVID-19, cardiac diseases, cancer, mental illnesses, diabetes, and more.
HDFC Ergo health insurance plans are among the ideal choices when it comes to seeking treatment. With 13000+ network hospitals and an impressive claim settlement ratio of over 95%, individuals can seek treatment for all the HDFC ergo health insurance-covered diseases list. HDFC Ergo provides hospitalization cover, pre & post-hospitalization cover, day-care procedures, and multiple coverage features on the diagnosis of any of the HDFC Ergo health insurance covered diseases list.
HDFC Ergo has designed multiple health insurance plans catering to every individual need providing covers for specific diseases and major illnesses. To know more about the HDFC Ergo health insurance covered diseases list read below:
Know more about HDFC Ergo Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:
Claim Process
Click to know HDFC ERGO Health Insurance Claim Process.
Buying Process
Click to know HDFC ERGO Health Insurance Buying Process.
Contact Us
Feel free to contact HDFC ERGO Health Insurance for more details.
Click here to Renew HDFC ERGO Health Policy Online
Click here to HDFC ERGO Health Insurance Claim Settlement Ratio
Click here to HDFC ERGO Health Policy calculation premium
Before purchasing any health insurance plan, individuals must be aware of the HDFC ergo health insurance not covered diseases list and the list of diseases covered under HDFC Ergo health insurance. It is imperative to purchase the right health insurance plan that covers all major illnesses and safeguards you against unforeseen medical emergencies and circumstances. HDFC Ergo health plans cover all the mentioned major illnesses and more in order to provide policyholders with maximum coverage.
HDFC Ergo Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive
Get 4X coverage* without any extra cost under this comprehensive health plan for individuals and families.
Unique Features
Comprehensive
Provides comprehensive medical coverage to individuals and families with different budgets by offering SI options ranging from 5 Lakhs to 50 Lakhs.
Unique Features
Flexible
Offers 360 degrees protection to you and your family with multiple SI options of 3 to 75 Lakhs. Comes with EMI and lifelong entry option.
Unique Features
Comprehensive
An individual and family health plan providing SI of up to 1 crore to prepare you to meet constantly increasing medical inflation.
Unique Features
Disease-specific plan
Designed especially for people with pre-existing diabetes or hypertension. Get coverage for diabetes and hypertension from Day 1 without any waiting period.
Unique Features
Disease-specific plan
Covers all types of cancer at all stages with lifelong renewability option. If diagnosed with IV stage cancer or relapse, this plan pays 100% of SI as a lump sum.
Unique Features
Critical Illness
An ideal health plan for people with a pre-existing critical illness or a family history of critical illnesses. Get comprehensive coverage for 15 critical illnesses.
Unique Features
Bonus-oriented health plan
A flexible and comprehensive health plan, securing your today & tomorrow. With 'Reserve Benefit' features, this plan grows unused policy amount @6% interest rate.*
Unique Features
Top-Up
Avail of extra cover to meet medical expenses without any limitations by purchasing this deductible-based top-up plan.
Unique Features
Women-oriented health
Women-oriented health plan providing comprehensive medical insurance with major illnesses cover, and cancer cover all under a single plan but different variants.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Yes, HDFC Ergo health insurance plans cover Type-1 and Type-2 Diabetes.
Yes, HDFC Ergo Health Insurance offers multiple plans that cover the HDFC Ergo health insurance covered diseases list which includes major illnesses as well as critical illnesses.
Yes, Cancer is a critical illness covered by HDFC Ergo Health Insurance Plans providing insurance holders with adequate sum insured as well as coverage facilities required to fight the battle against the disease.
Yes, HDFC Ergo offers many family floater plans that cover major illnesses and critical illnesses allowing you to safeguard your family.
Yes, cataract is covered under HDFC Ergo Health Insurance Plans and is amongst the major illnesses covered.
Achintya Sharma
Ranchi
May 10, 2024
I’ve been covered by HDFC ERGO Platinum Health Guard plan for years now, and it has been a lifesaver. The coverage is extensive, and the claim process is so easy. I highly recommend the p...
Patra Ahuja
Gandhinagar
April 8, 2024
I was looking for the best health insurance policy. PolicyX came up and eased up my whole task. They suggested HDFC ERGO Optima Secure, it is the best decision ever.
Sunidhi Makkar
Mumbai
April 8, 2024
PolicyX was a great resource when I was shopping for health insurance. Got to know a few insights about the company I hold a policy with, HDFC ERGO.
Harsh Wardhan
Madurai
April 8, 2024
I would extend my gratefulness to the PolicyX team who helped me get the best health insurance policy from HDFC ERGO.
Nipun Walia
Pune
April 8, 2024
Buying HDFC ERGO Health Insurance with the help of PolicyX was the best purchase of my life. Thank you so much team for helping me out.
Prema Singhania
Madurai
April 8, 2024
I am so glad that I got my first Health Insurance policy with the help of PolicyX. I am secure now after getting the HDFC ERGO Health Insurance Plan.
Padma Ray
Bhopal
March 15, 2024
Always wanted to buy a health insurance for myself with my first salary. PolicyX helped me choose the HDFC ERGO My:Health Women Suraksha, specifically made for heathcare needs of women.
Ryan Mukherjee
Coimbatore
March 14, 2024
HDFC ERGO Critical Illness Health Insurance Policy is the best choice of my life. I would like to thank PolicyX and the team for their support.
Simran is an insurance expert with more than 3 years of experience in the industry. She may have all the answers to your insurance queries. With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments.
You May Also Know About
*T&C Apply