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Zuno Corona Rakshak
Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis fo…
- COVID-19 cover
- Tax benefits
- Ambulance cover
- Hospitalisation cover
ZUNO Health Insurance
ZUNO Health Insurance
Zuno General Insurance, formerly Edelweiss General Insurance, has been a competitive force in the health insurance ...Read More
10,000+
Cashless hospitals
98.54%
Claim settlement
20L
Max sum insured
6
Active plans
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,710 reviews
🏥 10,000+ hospitals
📊 1.97x solvency ratio
✅ 98.54% claim settlement
What you get with ZUNO Health Insurance
The headline features and policy mechanics, at a glance.
Sum insured up to 20L
Coverage scales from entry-level individual plans to high-end family-floater protection.
10,000+ cashless hospitals
Direct billing at network hospitals across 9 presence — no out-of-pocket payment at admission.
98.54% claim settlement
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
1.97x solvency ratio
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
6 active plans
Choose from individual, family floater and senior-citizen variants to match your household.
3+ optional riders
Extend a base policy with add-on covers — critical illness, OPD, maternity and more.
About ZUNO Health Insurance
A quick overview of the insurer — parent group, brand history, and where they sit in the Indian health-insurance market.
About ZUNO General Insurance (Formerly known as Edelweiss General Insurance)
ZUNO General Insurance, formerly Edelweiss General Insurance, has been an insurance provider since 2017. The company sells products across health, motor, travel, and other segments. It provides coverage for various health treatments as well as malignant diseases like cancer.
ZUNO Health Insurance offers health insurance policies for individuals and families at affordable rates, ensuring all your healthcare needs are met. With comprehensive coverage from ZUNO Medical Insurance, you can protect your savings during emergency hospitalization.
Key Highlights:
- 10000+ Network Hospitals
- 3 Plans
- 2 Add-on Covers
- Up to 50% No Claim Bonus
- 24X7 Customer Support
What are some of the Features that set them apart?
- Special health plans for disability.
- A comprehensive wellness system to promote a healthy lifestyle.
- Covers robotic surgeries.
- Complete online procedures.
- Covers newborns.
Why Choose ZUNO Health Insurance?
Zuno Health Insurance Awards and Accolades
FinTech India Innovation Award 2021 Customer Fest Awards 2021 Digital Dragon Awards 2022 Best Customer Experience Team of the Year 2020 Best BFSI Technology Award - Cloud
Choose ZUNO Health Insurance Coverage of Your Choice
Select a sum insured option below to compare health plans matching your coverage need.
Video reviews
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
Edelweiss Health Insurance
This video explains Edelweiss Health Insurance in detail.
All 6 ZUNO Health Insurance plans
Every plan currently being sold by ZUNO Health Insurance, shown side-by-side so you can shortlist quickly.
Zuno Corona Kavach
Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for indivi…
- AYUSH Cover
- Pre-Hospitalization Cover
- Ambulance Cover
- COVID-19 Cover
ZUNO Empower Health Insurance
Zuno Empower Health Insurance by ZUNO is a specialized health insurance plan designed to provide comprehensive coverage for individuals wit…
- Inpatient hospitalisation
- AYUSH coverage
- Cataract treatment
Zuno Covid Healthcare Insurance
Zuno Health Insurance launched Covid Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, designed to address the fi…
- Lump sum benefit
- Domiciliary benefit
- Family cover
- Ambulance cover
Zuno Saral Suraksha Bima Health Insurance
Zuno Saral Suraksha Bima by Zuno Health Insurance Company is a personal accident insurance policy in India, designed to protect individuals…
- Accidental death covered
- Cumulative bonus
- Education grant
Zuno Arogya Sanjeevani
Zuno Arogya Sanjeevani health insurance plan is a standard comprehensive health plan proposed by the IRDAI to simplify health insurance for…
- Affordable
- No-claim bonus
- Flexible policy
- Modern procedures
Quick comparison
Side-by-side across the 3 most-bought ZUNO Health Insurance plans on PolicyX.
| Feature | Zuno Corona Rakshak | Zuno Corona Kavach | ZUNO Empower Health Insurance |
|---|---|---|---|
| Plan type | Individual | Individual and Family Health Insurance | Individual |
| Sum insured | 50000, 2.5 L | 50000, 1 L | 4 L, 5L |
| Entry age | 18 to 65 years | 18 to 65 years | Min- 3 months, Max- No age limit |
| Top benefits | COVID-19 cover · Tax benefits | AYUSH Cover · Pre-Hospitalization Cover | Inpatient hospitalisation · AYUSH coverage |
What's covered — and what's not
The standard inclusions and exclusions across ZUNO Health Insurance plans. Specific plans may add benefits — always check the policy wording before purchase.
✓ Inclusions
- Zuno Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.
- Most Zuno Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
- Zuno health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
- Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Zuno health insurance plans are designed to cover daycare procedures for policyholders.
- On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Zuno health insurance plans cover domiciliary hospitalization up to specified sub-limits.
✗ Exclusions
- Zuno health policies will not cover injuries or hospitalization caused by self-harm.
- Zuno Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
- Zuno Health Insurance plans will not cover you for hospitalizations or accidents caused due to adventure sports.
- Zuno Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
- Zuno health insurance company plans do not cover individuals or families for hospitalization or injuries caused by unlawful activities.
Riders Of ZUNO Health Insurance
Add-on covers that extend your base ZUNO Health Insurance policy.
Riders of Zuno Health Insurance
Zuno health insurance plans offer comprehensive coverage. To enhance your health insurance experience, the insurer also provides add-on covers.
Health 241
Enjoy two years of coverage for the price of one. If you stay healthy and claim-free in the first year, your second year is on us. This additional rider ensures features such as:
New Born Care
This New Born Care add-on rider provides insurance coverage for newborns from the day they are born. This rider includes features such as:
Documents required
For policy purchase and claim submission. Have these ready before you start.
- Correctly signed and filled claim form
- Medical reports
- Pre-authorization request
- Medical reference slip
- Discharge documents from the hospital
- Operation Theatre Reports
- Pharmacy bills
- Hospital bills
- Others requested by the company
- Copy of Patient Photo ID Card (Hospital Verified)
Buy, claim, renew, port — step-by-step
Step-by-step guides for the four moments that matter most in your policy lifecycle. Click a tab to switch.
To purchase Zuno Health Insurance online, follow these simple steps:
- Step 1: Visit the PolicyX health insurance page and enter your details such as name, age, number of members to be covered, and city.
- Step 2: Click on 'Get free quotes' and compare different health insurance plans to meet your needs.
- Step 3: Select your preferred Zuno Health Insurance plan and pay the premium online.
- Step 4: Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Zuno Health Insurance plan.
You can file for cashless as well as reimbursement claims for your Zuno Health Insurance Plans by following these easy steps:
- Step 1: Visit the Zuno Health Insurance website and select the 'Claim' option. Then, click on 'Claim Intimation' to access the form.
- Step 2: Select 'Health Claim' and provide the required information, including your policy number, date of birth, and other requested details.
- Step 3: Select the 'Claim Type' (cashless or reimbursement). Click 'Authorize' to receive an OTP on your verified mobile number.
- Step 4: Verify with the OTP and fill in the hospital admission information. Select the hospital, providing details if it's a non-network hospital.
- Step 5: Upload the requested documents and click the 'Review' button.
- Step 6: After reviewing, submit the intimation for the company's review. You will receive a claim intimation number; please note it for future reference.
Follow these steps for Zuno Health Insurance policy renewal:
- Step 1: Visit the official website of Zuno Health Insurance Company.
- Step 2: Click on the 'Renew' tab.
- Step 3: Enter your Policy Number and Date of Birth.
For assistance with Zuno Health Insurance policy renewal, connect with our insurance experts at 1800-4200-269.
Frequently asked questions
The 14 most-asked questions about ZUNO Health Insurance, answered.
You need the following documents to process for reimbursement claim: Duly filed and signed claim form Bills Discharge card Medical investigation report NEFT and KYC details of the claimant Other documents as requested by the company
You can download the claim forms through the official website of ZUNO Insurance. Select the ’claims’ button present at the top that will redirect you to the claims page. Download the claim application form and fill in all the required fields.
Yes, you can increase your coverage at the time of the renewal process. The plan can be upgraded from silver health to gold or platinum. Optional benefits are also there to upgrade it further.
In case you have lost your documents, you have the soft copy of your policy documents in your mail. Or you can also apply for a new copy.
No, it is not required to undergo a pre-medical screening before buying a policy.
Yes, pre and post-hospitalization are covered in their comprehensive health insurance policy.
In the Silver plan you will get sum insured options from 1 Lakh to 5 Lakh. In the Gold plan you will get sum insured options from 5 Lakh to 20 Lakh. In the Platinum plan you will get sum insured options from 15 Lakh to 1 Crore.
Yes, you may keep your no-claims bonus even if you switch insurance companies. However, in order to receive the NCB, you must renew your policy on time or before the expiration date.
The ZUNO health insurance policy covers up to 8 people.
Yes, in ZUNO Gold & Platinum variant, critical illness is covered. Whereas in Silver Variant one can add critical coverage as an Optional cover with a limit of up to 50% of the Sum Insured. The critical illnesses covered under the plan are: Cancer of Specified Severity Myocardial Infarction (First Heart Attack of specific severity) Coronary Artery Bypass Graft (Open Chest CABG) Stroke Resulting in Permanent Symptoms Permanent Paralysis of Limbs
ZUNO’s health insurance policy allows coverage for up to 8 members. One can cover yourself, your spouse, up to 3 children, or any other relationship having an insurable interest.
ZUNO Health Insurance Renewal is available online. One can renew their policy by following the below steps: Visit the official website of ZUNO Health Insurance Click on the Renewal tab and fill in the necessary details such as the policy number & date of birth Pay your premium and your renewed policy details will be mailed to you at your registered email address.
To avail of the cashless services, you need to get admitted to the network hospitals and then present the health card at the hospital& 039;s help desk. Once your claim form is filled and approved, you can avail cashless facility.
ZUNO health insurance has a great network of cashless hospitals. You can easily check the list of ZUNO Network Hospitals on their official website.
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Customer satisfaction
Aggregate ratings from 2,710 verified PolicyX customers who bought a ZUNO Health Insurance plan.
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