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The iCan Cancer Insurance is a cancer-specific plan offered by HDFC ERGO Health Insurance Company. It covers medical expenses incurred during the treatment of cancer.
An advanced plan variant is also available, offering additional coverage for cancer treatment costs. This plan also provides for a medical second opinion upon initial cancer diagnosis during the policy term.
Relations Covered: Self, Spouse, dependent children, dependent parents, and dependent parents-in-law.
There are two variants of the iCan Cancer Insurance Plan:
| PLAN DETAILS |
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Ican Cancer Insurance Plan |
Star Maternity Plan |
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
15000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | 5 years to 65 years | 60 - 65 Years |
| Plan Premium Entry Age and S/A | 1016 | - |
| Plan Waiting Period | 120 | 180 |
| Plan Coverage | Individual & Family floater cover | - |
| Plan Sample Premium | 1016 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 year | N/A |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Not covered | - |
| Cataract | Not Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Covered | - |
| Claim Ratio | 95.30 | 99.06 |
| Solvency Ratio | 2.00 | 2.21 |
|
HDFC Ergo Health Insurance Plan Detailed Review Star Health Insurance Plan Detailed Review |
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