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Motherhood is a rewarding and fulfilling journey, marking the start of an important and exciting chapter in your life. It also comes with its share of tasks and responsibilities. Couples should consider various factors before and after the baby is born, including the costs involved. This is where maternity health insurance comes to the rescue, helping to manage high medical expenses related to pregnancy and childbirth.
When discussing maternity health insurance, we must highlight Star Health Insurance for its maternity solutions. The maternity plans offered by Star Health have a comprehensive scope, allowing you to opt for individual or family health insurance that covers all maternity-related expenses. For the safety and happiness of the mother, Star Health Insurance for Maternity offers comprehensive coverage.
| PLAN DETAILS |
Star Maternity Plan |
Health Alpha Plan |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Covered |
| Plan Entry Age | 60 - 65 Years | 18 years |
| Plan Premium Entry Age and S/A | - | 18 years |
| Plan Waiting Period | 180 | 30 |
| Plan Coverage | - | Hospitalization and medical expenses covered, Pre and post hospitalization expenses, Day care treatments covered |
| Plan Sample Premium | - | Unlimited |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | N/A | 5 years |
| ICU Charges | - | Not covered |
| Covid-19 Treatment | - | Not covered |
| Cataract | - | Not covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Covered |
| Claim Ratio | 99.06 | - |
| Solvency Ratio | 2.21 | 2.03 |
|
Star Health Insurance Plan Detailed Review |
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