Medicare Plan vs Star Maternity Plan Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

TATA AIG Medicare is a comprehensive health insurance plan specifically designed to address the increasing cost of medical expenses. This upgraded and simplified plan covers individuals aged 5 to 65 years.

The TATA AIG Medicare plan offers several benefits such as lifelong renewal, restore benefits, global cover, and a strong tie-up with over 7,200 network hospitals across India. Along with these benefits, the plan offers three variants to choose from: Medicare, Medicare Protect, and Medicare Premier. Let's understand this plan in more detail.

PLAN DETAILS

Medicare Plan

Star Maternity Plan

Product Type Individual and Family Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Vaccination Covered
  • AYUSH Covered
  • Quick Claim Process
  • Lifetime Renewal
  • Newborn’s Immunizations
  • Pediatrician Consultation
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
11000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 90 days - No limit 60 - 65 Years
Plan Premium Entry Age and S/A 3762 -
Plan Waiting Period 30 days 180
Plan Coverage - -
Plan Sample Premium 3762 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3, years N/A
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Covered -
Claim Ratio - 99.06
Solvency Ratio 1.81 2.21
Recommended Videos
Tata AIG Health Insurance

Tata AIG Health Insurance

Star Health Insurance Plan Detailed Review

Star Health Insurance Plan Detailed Review

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free