Coronavirus Insurance Policy vs Star Maternity Plan Health Insurance Plan 2026 | PolicyX

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Star Health has introduced the Star Novel Coronavirus (nCoV) (COVID-19) Insurance policy. This policy covers expenses incurred during the treatment of COVID-19 infection. The plan is offered on an individual basis, and only one policy is allowed per insured person.

If you or a loved one contracts COVID-19, the Star Novel Coronavirus (nCov) Insurance Policy provides affordable health coverage. A lump sum compensation is offered to the insured under this program from Star Health Insurance upon diagnosis with the novel coronavirus (COVID-19).

PLAN DETAILS

Coronavirus Insurance Policy

Star Maternity Plan

Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Explore the Key Features of the Plan
  • Check the Eligibility Criteria
  • How to Buy the Policy Online?
  • Lifetime Renewal
  • Newborn’s Immunizations
  • Pediatrician Consultation
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 Years to 65 Years 60 - 65 Years
Plan Premium Entry Age and S/A NA -
Plan Waiting Period 16 180
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year N/A
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 99.06 99.06
Solvency Ratio 2.21 2.21
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