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Motherhood is a rewarding and fulfilling journey, marking the start of an important and exciting chapter in your life. It also comes with its share of tasks and responsibilities. Couples should consider various factors before and after the baby is born, including the costs involved. This is where maternity health insurance comes to the rescue, helping to manage high medical expenses related to pregnancy and childbirth.
When discussing maternity health insurance, we must highlight Star Health Insurance for its maternity solutions. The maternity plans offered by Star Health have a comprehensive scope, allowing you to opt for individual or family health insurance that covers all maternity-related expenses. For the safety and happiness of the mother, Star Health Insurance for Maternity offers comprehensive coverage.
| PLAN DETAILS |
Star Maternity Plan |
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Bajaj Criti Care Illness Plan |
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | 60 - 65 Years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | - | 3284 |
| Plan Waiting Period | 180 | 80/120 Days |
| Plan Coverage | - | Cancer treatment (early & advanced stages), Heart-related illnesses (heart attack, CABG), Kidney failure & transplant, Stroke and major neurological disorders, Lump sum payout on diagnosis |
| Plan Sample Premium | - | 1280 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | N/A | 1/ 2/ 3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.06 | 99.23 |
| Solvency Ratio | 2.21 | 3.25 |
|
Star Health Insurance Plan Detailed Review |
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