Why Choose Magma General Health Insurance?
What Is Covered Under Magma General Insurance?
Pre and Post-Hospitalization Expenses
Magma General Health Insurance understands the impact of medical inflation, thus they have made sure that their insurance plans contain pre and post-hospitalization expenses related to in-patient hospitalization.
AYUSH Treatments
Most Magma General Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.
Hospitalization Expenses
Magma General health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.
Day Care Treatments
Multiple procedures do not require 24-hour hospitalization. With this in mind, a majority of the Magma General health insurance plans are designed to cover daycare procedures for policyholders.
Domiciliary Hospitalization
On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Magma General health insurance plans cover domiciliary hospitalization up to specified sub-limits.
What Is Not Covered By Magma General Insurance?
Self-Inflicted Injuries
Magma General health policies will not cover injuries or hospitalization caused by self-harm.
Cosmetic Procedures
Magma General Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.
Adventure Sports
Magma General Health Insurance plans will not cover you for hospitalizations or accidents caused due to adventure sports.
Obesity or Weight Control Treatments
Magma General Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.
Involvement in Illegal Activities
Magma General health insurance company plans do not cover individuals or families for hospitalization or injuries caused due to unlawful activities.
Magma General Insurance Best Plans Comparison
| Feature |
One Health Premium (Best Overall) |
One Health Secure (Best Mid-Range) |
One Health Support (Best Budget) |
| Sum Insured Range |
₹2L – ₹1 Cr |
₹2L – ₹1 Cr |
₹2L – ₹1 Cr |
| Room Rent Limit |
No limit — any room type |
Single Private Room |
Capped (lower-tier limit) |
| ICU Rent Limit |
No limit, up to sum insured |
No limit, up to sum insured |
Sub-limited |
| Copayment |
Optional 10% or 20% |
Optional 10% or 20% |
Applicable |
| Pre-Hospitalisation Cover |
60 days |
Standard as per policy |
Standard as per policy |
| Post-Hospitalisation Cover |
90 days |
Standard as per policy |
Standard as per policy |
| Daycare Treatments |
541+ treatments, no limit |
Standard daycare list |
Standard daycare list |
| Restoration/Refill Benefit |
Available |
Available — up to 5x/year for unrelated illness |
Limited |
| Organ Donor Cover |
Up to sum insured |
Inpatient only (pre/post not covered) |
Not highlighted |
| Cataract Limit |
₹1 lakh/eye/year |
Sub-limited |
Sub-limited |
| Best Suited For |
High-cover seekers, senior members, those wanting no room-rent restrictions |
Families wanting a balance of cost and coverage |
First-time buyers, tight budgets |
How to Buy Magma General Insurance Plans
If you are looking forward to purchasing Magma General Health insurance online, follow these simple steps:
- Step 1: Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
- Step 2: Click on 'Get free quotes' and compare Magma General Health Insurance Plans as per your needs.
- Step 3: Select and pay premiums online for the Magma General health insurance plan of your choice.
- Step 4: Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Magma General Health Insurance plan.
Magma General Insurance Plan Claim Process Steps
You can file for cashless as well as reimbursement claims for your Magma General Health Insurance Plans by following these easy steps:
- Step 1: Visit the website of Magma General Health Insurance, and select the "Claim" option. Then click on "Claim Intimation" to check out the form.
- Step 2: Now select "health claim" and provide the required information, which includes the policy number, date of birth, and other details they ask for.
- Step 3: Now select the "claim type," whether you want to opt for a cashless claim or reimbursement. Click on "authorize" and you will receive an OTP on the verified number.
- Step 4: Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
- Step 5: Upload the requested documents and click on the "review" button.
- Step 6: After clicking on the review button, you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.
How to Renew Magma General Insurance Plans?
Follow these steps for Magma General Health Insurance policy renewal:
- Step 1: Visit the official website of Magma General Health Insurance Company.
- Step 2: Click on the ‘Renew’ tab.
- Step 3: Mention your ‘Policy Number’ and ‘Date Of Birth’.
Connect with our insurance experts for Magma General health insurance policy renewal at 1800-4200-269.
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