Narayana Arya Health Insurance vs Niva Bupa Group Health Insurance Health Insurance Plan 2026 | PolicyX

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The Narayana Arya Health Insurance plan is a comprehensive health insurance plan offered by Narayana Arya Health Insurance and Narayana One Health. It is designed for individuals and families to get quality healthcare services at affordable prices. The plan offers a wide range of benefits, including coverage for hospital expenses, pre- and post-hospitalisation, day-care procedures, and much more.

With this plan, you will get flexible coverage ranging from Rs 25 Lakh to Rs 1 Crore. Narayana Healthcare is one of the leading medicare brands in India.

PLAN DETAILS

Narayana Arya Health Insurance

Niva Bupa Group Health Insurance

Product Type Individual and Family Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Comprehensive health policy
  • Cashless hospitalisation
  • Easy claim process
  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
2400 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Available -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Available -
Plan Entry Age 3 months to 65 years Flexible eligibility
Plan Premium Entry Age and S/A 14,600 NA
Plan Waiting Period 00 NA
Plan Coverage Hospitalisation expenses, surgical procedures, diagnostic services, pre and post-hospitalisation, cashless treatment network Group Health
Plan Sample Premium 14,600 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1 year NA
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Not Covered -
Ayush Treatment - -
Modern Treatment - -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 100 94.4
Solvency Ratio 1.61 3.03
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