Health Edge Policy vs Niva Bupa Group Health Insurance Health Insurance Plan 2026 | PolicyX

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SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance, customizable and available to policyholders based on their needs.

The plan includes 9 basic indemnity covers and 18 optional covers. SBI Health Edge is a digital-only health insurance coverage that is simple to purchase and provides a hassle-free experience. The health insurance plan offers a range of sum insured options from INR 3 to 25 Lacs, available for a long term of up to 3 years. The eligibility criteria for SBI Health Edge start at 18 years to 65 years for adults and 91 days to 30 years for dependent children.

SBI Health Edge Policy includes the following basic covers along with 18 optional covers:

  • In-patient hospitalization
  • Pre and Post hospitalization
  • Daycare treatments
  • Emergency road ambulance cover
  • Bariatric Surgery Cover
  • Modern Treatments
  • AYUSH Treatments
  • Health Check-ups
PLAN DETAILS

Health Edge Policy

Niva Bupa Group Health Insurance

Product Type Individual and Family Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Avail Global Treatment
  • Multiple Discounts
  • 18 Optional Covers
  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
6000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 18 to 65 Years Flexible eligibility
Plan Premium Entry Age and S/A 6305 NA
Plan Waiting Period 30 NA
Plan Coverage Individual/Family Floater Group Health
Plan Sample Premium 6305 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 year NA
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Not Covered -
Global Coverage Covered -
Claim Ratio - 94.4
Solvency Ratio 2.03 3.03
Recommended Videos
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