Zuno Corona Rakshak vs Niva Bupa Group Health Insurance Health Insurance Plan 2026 | PolicyX

Google Ratings (2500+)

★★★★

11+ Years

IRDAI Approved

5M+

Quotes Generated

100K+

Happy Customers

PolicyX is one of India's leading digital insurance platform

Know More About Plans

Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis for individuals between 18 and 65 years of age. The plan offers a 100% sum insured lump sum benefit on being diagnosed positive with COVID-19 and requiring hospitalization for 72 hours or more. Originally launched by IRDAI, Corona Rakshak ensures your loved ones are covered against medical expenses related to COVID-19.

Zuno Corona Rakshak health plan has a waiting period of only 15 days from the date of policy commencement. Additionally, the plan offers various discounts like family and online purchase discounts.

Extraordinary Facts

Corona Rakshak is a plan designed by IRDAI to safeguard Indian citizens from the medical expenses of COVID-19.

PLAN DETAILS

Zuno Corona Rakshak

Niva Bupa Group Health Insurance

Product Type Individual Group Health Insurance
Key Features
(Key features of the plan)
  • COVID-19 Cover
  • Minimal Waiting Period
  • Consumables Cover
  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered -
Hospital_network
(Number of Hospital Network in city)
10000 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Available -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Available -
Plan Entry Age 18 to 65 years Flexible eligibility
Plan Premium Entry Age and S/A 1,300 NA
Plan Waiting Period 15 NA
Plan Coverage Hospitalization expenses, pre and post-hospitalization expenses, daycare treatments, AYUSH treatment cover Group Health
Plan Sample Premium 1,300 -
Plan Brochure Brochure URL Brochure URL
Policy Term 3.5/6.5/9.5 Months NA
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Not Covered -
Automatic Restoration Not Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 98.54 94.4
Solvency Ratio 1.97 3.03
Recommended Videos
Niva Bupa Group Health Insurance Explained | Benefits & Coverage

Niva Bupa Group Health Insurance Explained | Benefits & Coverage

Compare with Other Plans

Health Insurance Companies

Finding a reliable insurance company is as critical as purchasing suitable medical insurance plans to avail of all the expected benefits of the policy. Here are the 28 most trusted health insurance providers in India.

Health Insurance Articles

●  Free Expert Advice

Talk to India's Top Insurance Advisor

Get personalised guidance from IRDAI-certified experts — zero cost, zero spam. Our advisors help 1M+ Indians choose the right plan every year.

📞 Call Free