Aditya Birla Activ One Max Plan vs Niva Bupa Group Health Insurance Health Insurance Plan 2026 | PolicyX

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Activ One MAX is another variant of Aditya Birla's Activ One policy. This plan offers notable features, including the flexibility to choose members under one policy. You can also earn up to a 100% discount on renewal premiums by maintaining a healthy lifestyle. Activ One Max provides comprehensive coverage with an exceptional bonus system and built-in consumable coverage. Read more to understand the features and benefits of the plan. This health insurance plan can cover you and your family, including:
  • Your spouse
  • Son
  • Daughter
  • Brother
  • Sister
  • Grandson
  • Granddaughter
  • Son-in-law
  • Daughter-in-law
  • Brother-in-law
  • Sister-in-law
  • Nephew
  • Niece
  • Parents
  • Parents-in-law
  • And even your live-in partner
PLAN DETAILS

Aditya Birla Activ One Max Plan

Niva Bupa Group Health Insurance

Product Type Individual and Family Health Insurance Group Health Insurance
Key Features
(Key features of the plan)
  • Covers extended family
  • HealthReturn benefits
  • 6X benefits by 6th year
  • Explore Niva Bupa Group Plans
  • Niva Bupa Tax Benefits
  • Niva Bupa Eligibility
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
12900 10000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 18 years to no limit Flexible eligibility
Plan Premium Entry Age and S/A 8,828 NA
Plan Waiting Period 30 NA
Plan Coverage In-patient hospitalization, pre & post hospitalization, day care procedures, modern treatments (robotic surgery, etc.), AYUSH treatments, home healthcare & domiciliary treatment Group Health
Plan Sample Premium ₹6,177 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years NA
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 96 94.4
Solvency Ratio 1.88 3.03
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