United India Health Insurance
United India Insurance Company Limited is one of India's oldest government-owned insurers, established in 1938. It ...Read More
The headline features and policy mechanics, at a glance.
Coverage scales from entry-level individual plans to high-end family-floater protection.
Direct billing at network hospitals across 1537 presence — no out-of-pocket payment at admission.
Industry-leading approval rate on eligible claims received in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from individual, family floater and senior-citizen variants to match your household.
A quick overview of the insurer — parent group, brand history, and where they sit in the Indian health-insurance market.
United India Insurance Company Limited was started on February 8, 1938, and is one of the oldest government health insurance companies in India. It offers different types of insurance like health, motor, personal accident, and home insurance. The company was nationalized in 1972 and has been helping people stay financially protected since then. With many years of experience, it focuses on providing simple and reliable insurance to people across the country.
United India Health Insurance is one of the oldest health insurance companies aiming for citizens' well-being. The company offers various insurance products that cover Tier 1, Tier 2, and Tier 3 areas.
United India health insurance plans are cost-effective, making their policies accessible to even lower-income groups.
The company has designed plans to cover many critical illnesses. These treatments are generally expensive. UNI Criticare by United India Medical Insurance provides coverage for up to 15 critical illnesses with a 90-day waiting period.
The company offers all-inclusive policies, providing coverage for death, total disability, partial disability, and many illnesses. Plans like UNI Group Health Insurance Policy also cover loss of pay.
United India health insurance plans also cover many new treatment techniques, which can hasten the treatment process. For example, the United Super Top-Up Medicare Policy covers robotic treatment techniques.
The company has an impressive 24x7 online help desk, and they can quickly address your concerns.
United India medical insurance provides many discounts for adding family members. The company also offers a No Claim Bonus for every claim-free year.
Almost every plan of United India Health Insurance covers spouses and dependent children. Policyholders can even add parents-in-law, making their plans robust.
Select a sum insured option below to compare health plans matching your coverage need.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences, and a recommendation on who should buy.
This video talks about United India Health Insurance in detail. It talks about the Solvency Ratio, and Claim Support Ratio which helps an individual to analyze the Claim settling ability of the Insurer.
Every plan currently being sold by United India Health Insurance, shown side-by-side so you can shortlist quickly.
A cost-effective insurance option is the United India Insurance Family Medicare Policy. Anyone between 18 and 65 can get this insurance for…
The standard inclusions and exclusions across United India Health Insurance plans. Specific plans may add benefits — always check the policy wording before purchase.
For policy purchase and claim submission. Have these ready before you start.
When specific benefits become claimable after policy start.
This waiting period applies for the first 30 days from the policy commencement. You cannot file a claim except for emergency hospitalization due to an accident.
As per IRDAI, pre-existing diseases are conditions diagnosed 48 months before you buy a health insurance plan. Diseases like diabetes, thyroid, and hypertension may have waiting periods.
This waiting period applies to specific diseases such as cataracts, ENT disorders, joint replacement surgery, and mental illness. The waiting period for these diseases can be up to 24 months, depending on the plan type.
Maternity benefits typically begin after a waiting period of 1 to 4 years from policy purchase. This varies by policy, so plan your family accordingly.
Many policies today provide coverage for mental illness, but claims can be availed after a specific waiting period, usually 1 to 4 years.
Find a United India Health Insurance network hospital near you. Direct billing — no out-of-pocket payment at admission.
Step-by-step guides for the four moments that matter most in your policy lifecycle. Click a tab to switch.
If you are looking to purchase United India Health Insurance online, follow these simple steps:
Visit the PolicyX health insurance page and enter your details such as name, age, number of members to be covered, and city.
Click on 'Get free quotes' and compare United India Health Insurance plans as per your needs.
Select and pay premiums online for your chosen United India health insurance plan.
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries after purchasing your United India Health Insurance plan.
You can file for cashless as well as reimbursement claims for your United India Health Insurance plans by following these easy steps:
Visit the United India Health Insurance website, select the "Claim" option, then click on "Claim Intimation" to access the form.
Select "health claim" and provide the required information, including policy number, date of birth, and other requested details.
Select the "claim type" (cashless or reimbursement). Click 'Authorize' to receive an OTP on your verified number.
Verify with the OTP and fill in the required hospital admission information. Select the hospital, and provide hospital details if it's a non-network hospital.
Upload the requested documents and click the "Review" button.
After reviewing, submit the intimation for the company to review. You will receive a claim intimation number, which you should note down for future reference.
Follow these steps for United India Health Insurance policy renewal:
Visit the official website of United India Health Insurance Company.
Click on the 'Renew' tab.
Enter your 'Policy Number' and 'Date of Birth'.
Connect with our insurance experts for United India health insurance policy renewal at 1800-4200-269.
To port your existing policy to United India Health Insurance, follow these steps:
Fill out the portability form and send the application to United India Health Insurance Company at least 45 days before your existing health plan's renewal date.
As per IRDAI guidelines, the new insurance company will cross-check your medical and claims history with the previous insurer within 7 days of receiving the portability form.
Once the policyholder's details are verified, the new insurance company must communicate its decision (approval or rejection) within 15 days.
Compare and calculate United India Health Insurance policy premiums using the PolicyX premium calculator with these simple steps:
Visit the official website of PolicyX.
Fill in details such as name, number of family members to be covered, city, and other required information.
Click on 'Get Quotes'.
For United India health insurance policy premium inquiries, connect with PolicyX health insurance experts at 1800-4200-269.
The 13 most-asked questions about United India Health Insurance, answered.
Pick any two insurers to see a detailed side-by-side comparison.
Compare United India Health Insurance mediclaim policies with other top insurers in India.
Aggregate ratings from 2,704 verified PolicyX customers who bought a United India Health Insurance plan.
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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