Diseases Covered By Niva Bupa Health Insurance

Covered Diseases List of Niva Bupa: An Introduction

If there is one thing that people have learned from the Covid pandemic, it is the importance of investing in the best health insurance plans. However, making a conscious decision is necessary when it comes to health insurance. Imagine a scenario wherein you are hospitalized for a major ailment that is not covered under your health plan. It will directly result in hefty medical bills for the treatment and other prescriptions.

Niva Bupa Health Insurance, formerly Max Bupa Health Insurance, is a leading stand-alone health insurance provider in India. The health insurer offers a plethora of health plans, covering major ailments and diseases so you do not have to worry about the health of you and your loved ones.

In this article, we shed light on the diseases covered by Niva Bupa Health Insurance under the best health plans offered by the insurer. So, scroll further to learn more about it.

Niva Bupa Health Insurance Covered Disease List

Niva Bupa Health Insurance offers some comprehensive and beneficial health plans covering the following diseases:

• COVID-19

  COVID-19 is a global pandemic that claimed over 5,00,000 lives in India. Niva Bupa Health Insurance plans offer coverage against COVID-19, providing the best healthcare facilities available.

• Hypertension and Diabetes

  Diabetes and hypertension are lifestyle diseases related to irregular blood sugar levels and blood flow, respectively, leading to other major ailments if not treated correctly. Niva Bupa Health Insurance plans cover diabetes and hypertension extensively to support you through your recovery.

• Cancer

  Cancer is a major ailment caused by abnormal cell growth, which can affect any organ of your body. Niva Bupa health insurance plans cover major cancers and provide financial backup for cancer treatments, which can otherwise be financially challenging.

• Critical Illnesses

  Critical illnesses are life-threatening conditions that affect different parts of your body, such as the heart, kidneys, lungs, liver, etc. With a Niva Bupa Critical Illness Health Plan, you and your family are covered against multiple critical ailments.

• Cataract

  Cataract causes blurry vision due to clouding of the eye lens, often with growing age. The condition is curable through surgery, which can be expensive without the appropriate Niva Bupa Health Insurance plan covering cataract treatment.

• Arthritis

  Arthritis usually affects elderly people; it is the inflammation or swelling of one or more joints. Niva Bupa Health Insurance covers conditions like arthritis and other bone-related ailments.

• Organ Transplant

  Organ transplants are suggested by doctors in case of life-threatening conditions. With the right Niva Bupa Health Plan, you can cover organ donor expenses, which can otherwise quickly deplete your savings.

• HIV/AIDS

  HIV/AIDS is a virus that attacks the cells that help fight infection, making a human more vulnerable to other diseases and infections. Niva Bupa Health Insurance plans cover HIV/AIDS treatment after a specific waiting period.

• Mental Health Ailments

  All medical conditions affecting the brain, causing behavioral disorders or other major ailments, are covered by Niva Bupa Health Insurance.

• Personal Accidents

  Niva Bupa Health Insurance plans may offer coverage for personal accidents, providing financial support in case of accidental injuries, disability, or death, depending on the specific policy terms.

List of Health Insurance Plans Offered by Niva Bupa Health Insurance

These plans are designed to cater to different needs such as individual health insurance, family floater coverage, senior citizen plans, top-up plans, critical illness coverage, and personal accident protection. Here are some of the major health insurance plans offered by Niva Bupa in India:

• ReAssure 2.0 / ReAssure+
• Health Companion
• Health Pulse
• Health Premia
• Senior First (Senior Citizen Plan)
• Health Recharge (Top-up Plan)
• GoActive Health Insurance
• Aspire Health Insurance Plan
• Rise Health Insurance Plan
• Criti Care (Critical Illness Plan)
• Accident Care (Personal Accident Plan)
• Corona Kavach Policy

Diseases That Are Not Covered By Niva Bupa Health Insurance Plans

Let’s take a look at the list of diseases that are not covered by Niva Bupa (formerly Max Bupa) Health Insurance:

• Cosmetic or plastic surgeries, excluding treatments required due to accidental injuries.
• Dental treatments, excluding specific terms and conditions that vary by health plan.
• Attempted suicide or self-inflicted injury.
• Injuries sustained due to illegal or unlawful activities.

Wrapping It Up

Niva Bupa Health Insurance is among the most versatile health insurance providers, covering a vast list of diseases. The company has gained a large customer base due to its reliability and quick claim settlement, supported by prompt customer service. Moreover, Niva Bupa provides thorough coverage to its customers, with a comprehensive list of diseases covered as mentioned above.

For further information on Niva Bupa health insurance covered diseases, contact PolicyX insurance experts.