Manipalcigna Prime Active Plan
vs
Future Health Suraksha Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Manipalcigna Prime Active Plan |
 Future Health Suraksha Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | Not covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8500 | 8430 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | Not covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | Not covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Covered |
| Plan Entry Age | 18 to 70 years | Child: 90 days - 25 years, Adult: 18 - 70 years |
| Plan Premium Entry Age and S/A | NA | 3383 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | Individual & Multi-individual cover | - |
| Plan Sample Premium | NA | 3383 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 1, 2, 3 Years |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Not covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Not Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 99.96 | 94.98 |
| Solvency Ratio | 1.5 | 1.8 |
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi.
But have you ever imagined why Indians don't prioritize their health? Well, there are facts attached to it.
According to a report by Plum which surveyed over 700 corporate employees and 25+ medical practitioners in 2023, below are some of the factors that it reveals about Indians:
Do you think this is a good record? No, of course. Healthcare expenses are shooting up, and there is no chance that an average employer or a middle-class family can afford such huge medical bills. To cope with an unforeseen event and get medical support in times of distress, everyone needs to have precise health insurance like ManipalCigna ProHealth Prime Active by the ManipalCigna Health Insurance. Additionally, there are domestic second opinions for 36 listed critical illnesses meaning, you have an extended health policy to cover up in tragic times.
What are the outstanding health coverage benefits of this plan? Read below to know more about it.
We've curated a list of benefits, the eligibility criteria, specifications and exclusions of the ManipalCigna ProHealth Prime Active plan. Read this guide for further details.
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With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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