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Family Income Protector Plus Plan vs Sampoorna Raksha Promise

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A term plan that provides a regular monthly income after your demise.

If you support your family financially through your income, then undoubtedly, the comfort, happiness, and protection of your loved ones depend on you. But what if any mishap occurs to you? Such a scenario can strip your family of financial aid.

To ensure your family's income continues even after your demise, PNB MetLife Term Insurance has introduced the 'Family Income Protector Plus' plan. This unique non-linked term insurance plan protects your family from future uncertainties by providing a regular monthly income for up to 20 years. Additionally, if you outlive the policy term, the premiums paid will be returned to you.

The PNB MetLife Family Income Protector Plus plan offers a range of benefits, including:

  • Guaranteed Monthly Income
  • Choice of Plan Options
  • Return of Premium
  • Tax Benefits as per laws
  • Add-on Riders
  • Affordable Premiums
PLAN DETAILS

Family Income Protector Plus Plan


Sampoorna Raksha Promise

Premium Including GST
Key Features
(Key features of the plan)
  • Monthly Income for 20 yrs
  • Return of premium
  • Tax benefits
  • 4 Plan Options
  • Joint Life Option
  • Instant Payout on Claim
Plan Maturity age Maximum Maturity Age - 75 years Maximum maturity age- 100 years
Plan Sum Assured Basic Sum Assured: ₹14L to ₹1.4Cr. Base sum assured- Rs 25 lakhs to No limit
Plan Entry Age Minimum Age - 25 years Maximum Age - 60 years Minimum age- 18 years, Maximum age- 65 years
Plan Payment modes Annual, Semi-Annual, and Monthly Yearly, half-yearly, quarterly, and monthly
Plan Policy loan Policy loans are not available under the PNB MetLife Family Income Protector Plus plan. No policy loan is available under this plan.
Plan Sample Premium Rs 511-/ per month Rs 655/- per month
Plan Brochure Brochure URL Brochure URL
Policy Term Minimum Term: 10 years, Maximum Term: 20 years Minimum term - 1 year Maximum term - 82 years
Claim Settlement Ratio (2024-25) 99.57% 99.41
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* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.

Riders

Riders Associated with Tata AIA Sampoorna Raksha Promise Plan

You can add the following riders to your Tata AIA Sampoorna Raksha Promise:

Tata AIA Comprehensive Protection Rider

It provides extra protection against accidental death, disability, and critical illness.

Tata AIA Comprehensive Health Rider

It offers financial support for major health-related emergencies and illnesses.

Tata AIA Life Insurance Vitality Protect

This rewards healthy lifestyle habits while enhancing life insurance protection.

Tata AIA Life Insurance Vitality Health

It combines health coverage with wellness rewards for maintaining healthy activities.

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