Aditya Birla Insurance Plans

Individual & Family Plans
Specialized Plans
Wide Range of Network Hospitals

Network hospitals

11000+

Incurred claim ratio

64.68%

Sum insured

Up to 2 CR

No. of Plans

Solvency Ratio

2.3

Pan India Presence

213

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Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

11000+

Incurred claim ratio

64.68%

Sum insured

Up to 2 CR

No. of Plans

Solvency Ratio

2.3

Pan India Presence

213

Recognized By Aditya Birla PolicyX.com is a Recognised Aditya Birla Partner View Certificate

List of Aditya Birla Health Insurance Plans

To cater to the dynamic healthcare needs of an individual and their family, Aditya Birla Mediclaim policy comes with several plans.

Aditya Birla Health Insurance Individual & Family Plans

Affordable

Activ Assure Diamond

Activ Assure Diamond is a complete health insurance plan that offers new-age health features at an affordable cost, and covers more than 500 daycare treatments.

Unique Benefits

150% sum insured reload
No Room rent capping
Mental illness covered

Activ Assure Diamond (Pros)

100% Ambulance Cover
Organ Donor Expenses Covered
AYUSH Treatment Cover
Hospital Allowance
Day Care Treatment Covered

Activ Assure Diamond (Cons)

10% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond (Other Benefits)

Up to 10% Long Term Discount
Health Return Points
Room Upgrade Available
Super No Claim Bonus
Unlimited Reload of SI

Activ Assure Diamond (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - Age No Limit
SI - 2 L to 2 Cr
Waiting Period - 30 Days

Standard

Arogya Sanjeevani Policy

A standard health insurance policy, wherein you can choose coverage of up to Rs.1 lac to Rs.5 lacs.

Unique Benefits

Avail 5% cumulative bonus
Cataract treatment covered
All daycare treatments covered

Arogya Sanjeevani Policy (Pros)

AYUSH Treatment
Pre & Post Hospitalization Cover
Cashless Treatment
Day Care Treatments
5% No Claim Bonus

Arogya Sanjeevani Policy (Cons)

5% Co-Payment
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Arogya Sanjeevani Policy (Other Benefits)

High SI
Room Rent Cover
Cataract Treatment
5% ICU Cover
Individual & Family Floater

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

comprehensive Plan

Activ Health Platinum Premier

The plan offers comprehensive coverage with health return benefits, COVID-19 coverage, a chronic management program, and more.

Unique Benefits

Dental Cover
Health Returns
Affordable Premiums

Activ Health Platinum Premier (Pros)

Post-Hospitalization Physiotherapy
Health Coach Benefit
One Premium Waiver
Health Assessment
Chronic Management Program

Activ Health Platinum Premier (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Health Platinum Premier (Other Benefits)

Road Ambulance Cover
No Claim Bonus
Critical Illness Cover
Domiciliary Hospitalization
Super Reload of SI

Activ Health Platinum Premier (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 10 L to 2 Cr
Waiting Period - 30 Days

Aditya Birla Health Insurance Specialized Plans

Super top-up

Activ Assure Diamond + Super Health Topup

A top-up plan offering medical coverage up to Rs. 1 cr. The plan also gives health and wellness discounts.

Unique Benefits

586-day care procedures covered
No restriction on room rent
Road Ambulance coverage up to 5K

Activ Assure Diamond + Super Health Topup (Pros)

COVID-19 Cover
Home Treatment Cover
DayCare Treatment Covered
Affordable Premiums
OPD Consultations

Activ Assure Diamond + Super Health Topup (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Assure Diamond + Super Health Topup (Other Benefits)

Air Ambulance
Wellness Benefits
Long Term Discounts
Domiciliary Hospitalization
Organ Donor Expenses

Activ Assure Diamond + Super Health Topup (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Cancer Plan

Activ Secure- Cancer Secure

Specially designed plan to protect you against the rising costs of treatment at every stage of cancer – early, major and advanced.

Unique Benefits

Short survival period of 7 days
Early stages of cancer covered
Avail no claim bonus

Activ Secure- Cancer Secure (Pros)

Covers 3 Stages
150% of SI
10% of No Claim Bonus
High SI
Lump Sum Payout

Activ Secure- Cancer Secure (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure- Cancer Secure (Other Benefits)

Wellness Coach
Second e-Opinion
Short Survival Period
Upto 1 Cr SI
Hospitalization Expense

Activ Secure- Cancer Secure (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Accident Plan

Activ Secure Personal Accident

The Plan is designed to protect individuals and families from all the contingencies (death and disabilities) that occur due to accidents.

Unique Benefits

Education benefits provided
Funeral expenses covered
Protection against income loss

Activ Secure Personal Accident (Pros)

Total & Partial Disability Cover
Accidental Death Cover
No Claim Bonus
Ambulance Cover
Education Benefit

Activ Secure Personal Accident (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Personal Accident (Other Benefits)

Income Cover
Loan Protect Cover
Orphan Benefit
Compassionate Visit
Coma Benefit

Activ Secure Personal Accident (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 30 L
Waiting Period - 30 Days

Critical Plan

Activ Secure Critical Illness Plan

The plan is designed to provide financial protection against critical illnesses, & offers compensation against the loss of income arising out of critical illnesses.

Unique Benefits

Lump Sum payout on detection
150% sum assured
Short survival period

Activ Secure Critical Illness Plan (Pros)

Cover up to 64 CI
3 Plan Variants
High SI
Short Survival Period
Active Health App

Activ Secure Critical Illness Plan (Cons)

Illness due to intoxicants
Obesity Treatment Unavailable
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Secure Critical Illness Plan (Other Benefits)

Wellness Coach
Second Medical Opinion
Cancer Cover
Kidney Failure Cover
Brain Tumor Cover

Activ Secure Critical Illness Plan (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 65 Years
SI - 1 L to 1 Cr
Waiting Period - 30 Days

Platinum Plan

Activ Health Platinum Enhanced

A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.

Unique Benefits

High SI
Affordable Premiums
Wellness Benefits

Activ Health Platinum Enhanced (Pros)

Earn 100% Health Return
Cover for Dental Consultations
Modern Treatment Cover
Wellness Coach
Mental Illness Cover

Activ Health Platinum Enhanced (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Health Platinum Enhanced (Other Benefits)

Chronic Management Program
Premium Waiver Benefit
Reload of SI
Road Ambulance Cover
Second e-opinion

Activ Health Platinum Enhanced (Eligibility Criteria)

Entry Age - Years
Max Entry Age - Years
SI - 1 L to 1 Cr
Waiting Period - 30 Days

Illness Plan

Activ Health Platinum Essential

An Insurance plan that covers you against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes.

Unique Benefits

Day 1 Cover
Day Care Treatment
Pre & Post Hospitalization

Activ Health Platinum Essential (Pros)

Health Returns Cover
Chronic Management Program
Mental Illness Cover
Home Care Treatment
Obesity Treatment

Activ Health Platinum Essential (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Activ Health Platinum Essential (Other Benefits)

AYUSH Treatment Cover
Road Ambulance Cover
Health Check-Up Program
International Cover
Critical Illness Cover

Activ Health Platinum Essential (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Age Limit
SI - Unavailable
Waiting Period - 30 Days

comprehensive Plan

Activ Care Classic

It is a comprehensive health insurance plan with 360-degree coverage for senior citizens. It supports your family members at every stage of their health.

Unique Benefits

Health Returns Available
Comprehensive Health Check-up
Up to 50% No Claim Bonus

Aditya Birla Activ Care Classic (Pros)

Personal Health Coach
AYUSH Treatment Cover
21% Health Returns
Cashless Home Treatment
Day Care Treatment

Aditya Birla Activ Care Classic (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Aditya Birla Activ Care Classic (Other Benefits)

Nursing at Home
ICU Bed at Home
586 Day Care Treatments
Domiciliary Hospitalization
ICU Expenses Cover

Aditya Birla Activ Care Classic (Eligibility Criteria)

Entry Age - 55 Years
Max Entry Age - 80 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

comprehensive Plan

Aditya Birla Activ Fit

A health insurance plan designed especially for the youth. The plan provides protection and rewards for good health.

Unique Benefits

Affordable Premiums
Discounts Available
Travel Protect

Aditya Birla Activ Fit (Pros)

Maternity Cover
Binge Refill Feature
10% Good Health Discount
Daily Cash Benefit
Day Care Treatment

Aditya Birla Activ Fit (Cons)

Illness due to intoxicants
Change Of Gender Treatment
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

Aditya Birla Activ Fit (Other Benefits)

Up to 100% NCB
Health Check-up
Home Treatment
OPD Expense Cover
Premium Waiver Benefit

Aditya Birla Activ Fit (Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 45 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Choose Aditya Birla Health Insurance Plan for

Aditya Birla Health Insurance Network Hospital List

Aditya Birla Health Insurance Network Hospitals are present nationwide. With a wide network of over 10051+ cashless hospitals, Aditya Birla Health Insurance ensures that you are medically secured, irrespective of the city you reside in.