List of Digit Health Insurance Plans

Below-mentioned are the plans offered by Digit Health Insurance. Take a look at them and choose the one ideal for you and your family.

Digit Health Insurance Individual & Family Plans

Comprehensive Plan

Digit Health Insurance

A complete health insurance package that comes with benefits such as accidental hospitalization, annual health check-ups, psychiatric support.

Unique Benefits

No age-based copayment
Maternity expenses covered
Automatic restoration of SI

Digit Health Insurance (Pros)

Cancer Cover
First Heart Attack Cover
Open Heart Surgery
Open Chest CABG
Pulmonary hypertension

Digit Health Insurance (Cons)

No Unproven Treatments
No Suicide Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Digit Health Insurance (Other Benefits)

End Stage Lung Failure
Kidney Failure
Bone Marrow Transplant
Brain Tumor Cover
Coma Cover

Digit Health Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Standard

Digit Arogya Sanjeevani Policy

It is a standard health insurance plan that mainly covers emergency hospitalization, alternative treatment, Inpatient Care and ICU expenses.

Unique Benefits

Lifelong Renewability
5% of copayment applicable
Plastic Surgery & Dental Treatments

Arogya Sanjeevani Policy (Pros)

Cataract Treatment
Loss Of Limbs Cover
Loss Of Sight Cover
Easy Online Processes
Congenital Anomaly Cover

Arogya Sanjeevani Policy (Cons)

No Unproven Treatments
No Maternity Expenses Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Arogya Sanjeevani Policy (Other Benefits)

Deep Brain stimulation
Daycare Procedure Cover
Death Cover
5% No Claim Bonus
Family Floater Policy

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - 3 L to 2 Cr
Waiting Period - 30 Days

Health Plan

Digit Health Plus Policy

A standard health insurance policy that covers individual and family hospitalisation as well as infertility treatment and critical illnesses.

Unique Benefits

Free Health Check-ups
2nd Medical Opinion
Psychiatric illness Cover

Health Plus Policy (Pros)

Theater Fees Covered
Professional Fees Cover
Day Care Procedures
SI Refill Benefit
Newborn Baby Benefit

Health Plus Policy (Cons)

No Unproven Treatments
No Global Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Health Plus Policy (Other Benefits)

Accidental Hospitalization
Daily Hospital Cash Cover
Dental Treatment
ICU Room Rent
Bariatric Surgery Cover

Health Plus Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Health Plan

Digit Infinity Wallet Plan

A comprehensive plan offering unlimited backup sum insured (SI) to cover rising medical costs. Customers can make multiple claims within the same policy year.

Unique Benefits

All Hospitalization
Wellness Program
Cumulative Bonus

Infinity Wallet Plan (Pros)

Room Rent Capping
Day Care Procedures
Health Check-up
Emergency Air Ambulance
Pre-Existing Disease

Infinity Wallet Plan (Cons)

No Unproven Treatments
No Global Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Infinity Wallet Plan (Other Benefits)

Inbuilt Personal Accident Cover
Domiciliary Hospitalization
Bariatric Surgery
Psychiatric Illness
Consumables Cover

Infinity Wallet Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Health Plan

Digit Double Wallet

A policy that provides double backup sum insured. Customers can make multiple claims, and the backup SI will be triggered after the SI is exhausted.

Unique Benefits

All Hospitalization
Wellness Program
Cumulative Bonus

Digit Double Wallet (Pros)

Room Rent Capping
Day Care Procedures
Health Check-up
Ambulance Cover
Pre-Existing Disease

Digit Double Wallet (Cons)

No Air Ambulance Cover
No Global Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Digit Double Wallet (Other Benefits)

Inbuilt Personal Accident Cover
Domiciliary Hospitalization
Bariatric Surgery
Psychiatric Illness
Consumables Cover

Digit Double Wallet (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Health Plan

Digit Worldwide Treatment Plan

A unique medical insurance offering freedom to seek treatment globally, including India. Customers diagnosed with an illness in India can opt for treatment abroad.

Unique Benefits

All Hospitalization
Wellness Program
Cumulative Bonus

Worldwide Treatment Plan (Pros)

Room Rent Capping
Day Care Procedures
Health Check-up
Ambulance Cover
Pre-Existing Disease

Worldwide Treatment Plan (Cons)

NocSuicde Cover
No Alcohol Ailment Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Worldwide Treatment Plan (Other Benefits)

Inbuilt Personal Accident Cover
Domiciliary Hospitalization
Bariatric Surgery
Psychiatric Illness
Consumables Cover

Worldwide Treatment Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Health Plan

Digit Disability And HIV/AIDS Insurance Policy

A health insurance policy that provides coverage for individual and family hospitalisation, modern treatment, HIV/AIDS, and disability.

Unique Benefits

Room Rent Expenses
Nursing Home Expenses
Plastic surgery

Disability And HIV/AIDS Policy (Pros)

Inpatient Care
Dental Treatment
Day Care Procedures
AYUSH Cover
Medical Practitioner Expenses

Disability And HIV/AIDS Policy (Cons)

No Unproven Treatments
No Global Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Disability And HIV/AIDS Policy (Other Benefits)

Emergency Ground Ambulance
Cataract Treatment
Deep Brain stimulation
Oral chemotherapy
Robotic surgeries

Disability And HIV/AIDS Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 30 Days

Digit Health Insurance Specialized Plans

Super top-up

Digit Super Top-up Health Insurance

This plan is an extension to your regular health insurance policy that comes into action when your basic health coverage gets exhausted due to the claims made.

Unique Benefits

No capping on room rent
Complimentary health check-ups
Bariatric surgery covered

Super Top-up Health Insurance (Pros)

Annual Checkup Covered
COVID-19 Cover
Cover for Senior Citizens
Easy Online Processes
High Sum Insured

Super Top-up Health Insurance (Cons)

No Unproven Treatments
No Global Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Super Top-up Health Insurance (Other Benefits)

Wellness Benefit
Daycare Procedure Cover
No Room Rent Restriction
ICU Room Rent
Family Floater Policy

(Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - 10 L to 20 L
Waiting Period - 30 Days

Personal Accident

Digit Personal Accident Insurance Policy

A plan that mainly covers death and injury caused due to an accident. It covers emergency hospitalization, alternative treatment, and long hospitalization cash benefit.

Unique Benefits

Loss of income covered
Total or partial disabilities covered
Benefits for children

Personal Accident Policy (Pros)

Domiciliary Hospitalization
Loss Of Limbs Cover
Loss Of Sight Cover
OPD Benefit
Burn Cover

Personal Accident Policy (Cons)

No Global Coverage
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Personal Accident Policy (Other Benefits)

Dental Cover
Daycare Procedure Cover
Death Cover
Second Medical Opinion
Funeral Expenses Cover

Personal Accident Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - 3 L- 2 Cr
Waiting Period - 30 Days

Family Plan

Digit Family Health Insurance

A comprehensive plan that covers hospitalization, critical illness and mental illness. This plan covers pandemics and offers zone upgrades.

Unique Features

Additional Sum Insured
No Room Rent Restriction
2X Sum Insured

Family Health Insurance (Pros)

Cumulative Bonus
Easy Online Processes
No Age Based Copayment
6400+ Network Hospital
Accidental Hospitalization

Family Health Insurance (Cons)

No Suicide Cover
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Family Health Insurance (Other Benefits)

Maternity Hospitalization
New Born Baby Cover
Psychiatric Benefit
Daily Cash Benefit
Organ Donor Benefit

Family Health Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Individual Plan

Digit Individual Health Insurance

An individual plan with 3 variants covering pre-existing diseases and mental illness. The plan also offers Consumables Cover and Bariatric Surgery as an add-on benefit.

Unique Features

Psychiatric Illness
Wellness Benefits
SI Wallet Benefit

Individual Health Insurance (Pros)

Simple online processes
Tax Benefit
No Age Based Copayment
6400+ Network Hospital
Air Ambulance Cover

Individual Health Insurance (Cons)

No Suicide Cover
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Individual Health Insurance (Benefits)

No Room Rent Capping
Health Checkup
50% Cumulative Bonus
Daily Cash Benefit
Organ Donor Benefit

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Senior Citizens

Digit Health Insurance For Senior Citizens

A plan for senior citizens covering all kinds of hospitalizatio. The plan has 3 variants and offers worldwide coverage and many add-on benefits.

Unique Features

Psychiatric Illness Cover
Daycare procedures
Organ Donor expenses

Health Insurance For Senior Citizens (Pros)

Spouse Cover
Grandchildren Cover
Wellness Benefit
Second Medical Opinion
SI Wallet Benefit

Health Insurance For Senior Citizens (Cons)

Doctor recommendation needed
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Health Insurance For Senior Citizens (Other Benefits)

Cumulative Bonus
Good health discounts
City-based discount
Emergency Air Ambulance
Consumables cover

(Eligibility Criteria)

Entry Age - 65 Years
Max Entry Age - N/A
SI - NA
Waiting Period - 30 Days

Mediclaim Policy

Digit Health Group Medical Insurance

A group health insurance that covers accidental, COVID-19 and illness hospitalization. The plan covers critical illnesses, AYUSH and infertility treatments.

Unique Features

COVID 19 Cover
No Pre Medical Checkup
Mental Wellbeing

Health Group Medical Insurance (Pros)

10500+ Cashless Hospitals
Low-Cost Premium
Boost Employee Retention
Easy Online Processes
One Point of Contact

Health Group Medical Insurance (Cons)

No Global Coverage
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Health Group Medical Insurance (Other Benefits)

Any Size Group Cover
Daily Hospital Cash Benefit
Newborn Baby Cover
Maternity Cover
Easy Claim Process

(Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - NA
Waiting Period - 15 Days

Health Plan

Digit Maternity Health Insurance

A maternity health insurance that covers hospitalization, and newborn baby cover. The plan covers benefits for up to two children.

Unique Features

C-section deliveries Cover
Vaccination Cover
Hospitalization Cover

Maternity Health Insurance (Pros)

10500+ Cashless Hospitals
Low-Cost Premium
Tax Benefit
Easy Online Processes
Ambulance Cover

Maternity Health Insurance (Cons)

No Artificial Life Maintenance
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Maternity Health Insurance (Other Benefits)

Cashless Settlement
Additional Benefit
Newborn Baby Cover
Medical Terminations Cover
Long Term Benefit

(Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - 45K To 1 L
Waiting Period - 30 Days

Covid Plan

Digit Corona Rakshak Health Insurance

A health insurance plan that covers hospitalization against COVID-19. It is a short-term plan that pays a lump sum amount after diagnosis.

Unique Features

One-Time Premium Payment
Vaccination Cover
Home Treatment Cover

Corona Rakshak Health Insurance (Pros)

10500+ Cashless Hospitals
Low-Cost Premium
Tax Benefit
Easy Online Processes
Ambulance Cover

Corona Rakshak Health Insurance (Cons)

No Additional Benefit
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Corona Rakshak Health Insurance (Other Benefits)

Cashless Settlement
Daycare Procedure Cover
PPE Kit Cover
OPD Cover
Flexible Payment Options

Corona Rakshak Health Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Age- 65 Years
SI - 50K To 2.5 L
Waiting Period - 15 Days

Covid Plan

Digit Corona Kavach Health Insurance

An insurance plan that mainly covers hospitalization against COVID-19 . It is a short-term plan that pays a lump sum amount after 24 hours of hospitalization.

Unique Features