ICICI Lombard Health Insurance

Individual & Family Plans
Specialized Plans
BeFit Cover for Cashless OPD

Network hospitals

7500+

Incurred claim ratio

77.33%

Sum insured

Up to 1 CR

No. of Plans

Solvency Ratio

2.5

Pan India Presence

300+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

7500+

Incurred claim ratio

77.33%

Sum insured

Up to 1 CR

No. of Plans

Solvency Ratio

2.5

Pan India Presence

300+

List of ICICI Lombard Health Insurance Plans

ICICI Lombard offers various health plans that provide financial protection to you and your loved ones. These plans aim to fulfill your healthcare requirements at the time of a medical emergency. The company offers plans for individuals, families and even offers coverage against COVID-19.

ICICI Lombard Health Insurance Individual & Family Plans

Standard Health Insurance

ICICI Arogya Sanjeevani Policy

A standard Health plan that offers coverage up to 5 lakhs to the insured & his family. The plan offers you everything you need under a health insurance plan.

Unique Features

Cumulative Bonus
Cataract treatment covered
Modern Procedures covered

Arogya Sanjeevani Policy (Pros)

Intensive Cardiac Care Charges
Ambulance charges up to 2000
Cataract treatment
In-patient hospitalization
Uterine Artery Embolization

Arogya Sanjeevani Policy (Cons)

No Eyesight correction expenses
Fertility expenses not covered
Nursing at home not covered
OPD expenses not covered
No Non-allopathic Treatment

Arogya Sanjeevani Policy (Other Benefits)

Floater benefit
Pre-existing diseases after 4 yrs
In-patient AYUSH treatment
Daycare procedures
Pre and post-hospitalisation

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 18 Years
Maximum Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Saral Suraksha Plan

ICICI Lombard Saral Suraksha Bima

A plan that offers coverage for accidental death and disablement, temporary total disablement and gives Education Grant.

Unique Features

100% Death Benefit
Emergency Care
Cumulative Bonus up to 50 %

Saral Suraksha Bima (Pros)

10% Education Grant
Temp. Total Disablement cover
In-Patient Care
Total Disablement cover
Partial Disablement cover

Saral Suraksha Bima (Cons)

Hazardous sports not covered
No Intentional self-injury cover
Alcoholism not covered
Injury due to violation of the law
Obesity treatment not covered

Saral Suraksha Bima (Other Benefits)

Plastic surgery after accident
Surgical Procedure after accident
50% Cumulative Bonus
All Day Care Treatment
Dental Treatment after accident

Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -70 Years
SI - 2 L to 5 L
Waiting Period -30 Days

ICICI Lombard Health Insurance Specialized Plans

Top-up

Health Booster(Top UP Plan)

A Top-up plan that offers extra coverage to you and your family with a comparatively lower premium with a policy deductible principle.

Unique Features

Wellness Programs
Critical Illnesses Covered
Lifetime Renewability available

Health Booster (Pros)

No Check-up up to 10 Lakh
Discount of up to 12.5%
Cashless treatment Hospitals
Reimbursement within 14 days
Deductible options (3/4/5 lakhs)

Health Booster (Cons)

No international Coverage
No Alcohol or drug abuse
No Refractive error correction
Dental treatment not covered
No hearing impairment correction

Health Booster (Other Benefits)

Hospital Daily Cash
Convalescence Benefit
Personal Accident Cover
Repatriation of Remains
(TTD) Rehabilitation Cover

Health Booster (Eligibility Criteria)

Entry Age - 18 Years
No Upper Age Limit
SI - 5 L to 50 L
Waiting Period - 30 Days

Personal Accident

Personal Protect Plan

The plan offers personal accident coverage on an individual and family floater basis, with coverage up to 25Lakhs.

Unique Features

Permanent Disability Covered
No pre-medical required
Worldwide coverage

Personal Protect Plan (Pros)

All Disablement Covered
Accidental Hospital Allowance
Rail accidents covered
Natural Peril Injury CFovered
No health check-up required

Personal Protect Plan (Cons)

Change of Gender Treatments
Cosmetic or Plastic Surgery
Dental treatment not covered
Maternity expenses not covered
No Global Coverge

Personal Protect Plan (Other Benefits)

No Injuries in terrorism covered
Hospital Daily Allowance Benefit
Accidental Hospital Allowance
Funeral Expenses covered
Children's Education Grant Benefit

Personal Protect Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

Covid specific Plan

Corona Kavach Plan

A plan mandated by IRDAI that offers covers the hospitalization expenses if the insured is tested positive for Covid-19.

Unique Features

Flexible Sum Insured
Home-care treatment covered
Treatment for comorbid

Corona Kavach Plan (Pros)

Covid Hospitalization charges
Home Care Treatment Expenses
AYUSH Treatment Covered
Hospital Daily Cash
Flexible Policy Period

Corona Kavach Plan (Cons)

Dietary supplements expenses
Unproven Treatments expenses
Respite care not covered
Investigation Expenses
Rehabilitation not covered

Corona Kavach Plan (Other Benefits)

Inpatient hospitalization
Family Floater Benefit
In-patient treatment
Home care treatment
Post-hospitalisation

Corona Kavach Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Senior Citizens

ICICI Lombard Golden Shield Plan

A senior citizen plan that covers medical expenses resulting from hospitalisation, health check-ups, day-care procedures and more.

Unique Features

Affordable Medical Care
Care Management Program
Reset Benefit

Golden Shield Plan (Pros)

Nursing at home
Free annual health check-ups
Air ambulance coverage
Tele consultations
AYUSH treatments

Golden Shield Plan (Cons)

Voluntary Deductible amount
Expenses Outside India
No Acupressure Treatments
2-Year Waiting Period
Obesity/Weight Control treatment

Golden Shield Plan (Other Benefits)

Pharmacy Cover up to Rs 2,000
Out-patient consultations
Can update a family member
Routine Diagnostics covered
Minor Procedure Covered

Golden Shield Plan (Eligibility Criteria)

Entry Age - 56 Years
Max Age -No Upper age limit
SI - 3 L to 10 L
Waiting Period -24 Months

Senior Citizen Plan

ICICI Lombard Health AdvantEdge

A comprehensive plan for you and your family covering

Unique Features

Swine Flu Treatment Covered
Pre Existing Disease Covered
Cumulative Bonus upto 50 %

Health AdvantEdge (Pros)

No health check-ups
Domestic Air Ambulance
24x7 Customer Support
Newborn baby and vaccine cover
Health rewards

Health AdvantEdge (Cons)

No Non-allopathic Treatments
Unproven treatment not covered
HIV/AIDS treatments not covered
3-Year Waiting Period
Obesity treatment not covered

Health AdvantEdge (Other Benefits)

Bariatric surgery cover
Maternity Expenses Covered
Orthopaedic Expenses Covered
Chemotherapy Covered
Eye Surgery Covered

Health AdvantEdge (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 2 L to 5 L
Waiting Period -30 Days

Choose ICICI Lombard Health Insurance Plan for

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ICICI Lombard Health Insurance Reviews

For a better insight into the company, do not forget to go through the ICICI Lombard Health Insurance Reviews.

Anita Sandhu

Goa

March 18, 2024

A user-friendly platform with a lot of useful information with a helpful approach. The team of PolicyX went the extra mile to answer my questions related to ICICI Lombard Health Insurance Polic...

Khushpreet Singh

Bhopal

March 18, 2024

I bought my ICICI Lombard health insurance plan 4 years ago, and every year the team at PolicyX helps me to renew the plan. Thank you PolicyX for taking care like family.

Arjun Palta

Delhi

February 28, 2024

I connected to the team member of PolicyX when I was looking for the best health insurance policy. They helped me buying ICICI Lombard health insurance plan for my family. They made it easier f...

Vayu Sharma

Gandhinagar

February 26, 2024

The insurance team at PolicyX was so helpful while purchasing my health insurance from ICICI Lombard Health Insurance.

Nipun Singh

Indore

February 26, 2024

I needed to apply for a claim settlement for my ICICI Lombard Health Insurance Policy. PolicyX helped me to get the reimbursement very soon.

aditya

Nagpur

February 17, 2022

I have family insurance plan and my mother and sister hospitalised for covid together. hospital gave me big amount. I used insurance plan to pay the bills.

Kalpana Pushkar

Raipur

February 9, 2022

ICICI Lombard s individual health insurance plan is an excellent one that provided me with complete coverage at affordable rates.

Jubin Katyal

Agra

September 8, 2021

Very Good company ICICI. I am impressed with their services. I will recommend this compnay from my side

View All ICICI Lombard Health Insurance Reviews

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List of ICICI Lombard Health Insurance Plans

ICICI Lombard Health Insurance Individual & Family Plans

Arogya Sanjeevani Policy (Pros)

Arogya Sanjeevani Policy (Cons)

Arogya Sanjeevani Policy (Other Benefits)

Arogya Sanjeevani Policy (Eligibility Criteria)

ICICI Lombard Saral Suraksha Bima

Saral Suraksha Bima (Pros)

Saral Suraksha Bima (Cons)

Saral Suraksha Bima (Other Benefits)

Saral Suraksha Bima (Eligibility Criteria)

ICICI Lombard Health Insurance Specialized Plans

Health Booster (Pros)

Health Booster (Cons)

Health Booster (Other Benefits)

Health Booster (Eligibility Criteria)

Personal Protect Plan (Pros)

Personal Protect Plan (Cons)

Personal Protect Plan (Other Benefits)

Personal Protect Plan (Eligibility Criteria)

Corona Kavach Plan

Corona Kavach Plan (Pros)

Corona Kavach Plan (Cons)

Corona Kavach Plan (Other Benefits)

Corona Kavach Plan (Eligibility Criteria)

Golden Shield Plan (Pros)

Golden Shield Plan (Cons)

Golden Shield Plan (Other Benefits)

Golden Shield Plan (Eligibility Criteria)

Health AdvantEdge (Pros)

Health AdvantEdge (Cons)

Health AdvantEdge (Other Benefits)

Health AdvantEdge (Eligibility Criteria)

Choose ICICI Lombard Health Insurance Plan for

Explore ICICI Lombard Health Insurance

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