Critical Illness Insurance Policy
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Critical Illness Insurance Policy vs

Critical Illness Insurance Policy

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Illness insurance offers comprehensive benefits making the future of the insured individual safe from multiple serious critical illnesses. Life is uncer...

Lock in your premium until age 55.  Galaxy Health Insurance Company is the new standalone company in the insurance market. Galaxy Prmise is the inaugural product, which gives comprehensive coverage and cashless hospitalisation to the family and individual. It comes in three variants, which are-...

PLAN DETAILS

Critical Illness Insurance Policy


Premium Including GST
Product Type Critical Illness Health Insurance Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • 10 Major Illnesses Covered
  • Choose Your SI
  • Avail Tax Benefits
  • Air Ambulance Cover
  • Room Rent Enhancement
  • Gala Fit Pro-Active Care
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Not Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Not Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Not Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Not Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Not Covered Covered
Hospital_network
(Number of Hospital Network in city)
9100 -
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Not Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Not Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Not Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Not Covered Not Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered Not Covered
Plan Entry Age 18 to 65 Years 16 days to 65 years
Plan Premium Entry Age and S/A 1369 750
Plan Waiting Period 30 730
Plan Coverage Individual -
Plan Sample Premium 1369 750
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Years 1, 2, 3 Year
ICU Charges Not Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Not Covered Covered
Modern Treatment Not Covered Covered
E Consultation Not Covered Covered
Air Ambulance Not Covered Covered
Global Coverage Not Covered Not Covered
Claim Ratio 87.50 N/A
Solvency Ratio 1.5 N/A

Know More About Plans

Overview

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Illness insurance offers comprehensive benefits making the future of the insured individual safe from multiple serious critical illnesses. Life is uncertain and so are critical illnesses which is why an individual needs to safeguard themselves against such possibilities. Reliance Critical Illness Insurance is a unique plan that covers 10 critical illnesses.

Reliance Critical Illness Insurance is a smart choice as it is a leading health insurance company in India. Reliance Critical Illness Insurance is affordable and there is a wide range of sum insured to choose from where you can also adjust the plan according to your needs. There are more than 8,6​0​0​ network hospitals. Reliance's critical illness insurance policy divides critical illnesses into 2 different categories and offers adequate coverage namely, life-threatening and life-disabling.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.