Marriage is something where two families come together to form a new union for life. It is a turning point in a person’s life, the moment when two people start sharing their lives, home, future plans, highs and lows.
Today married couple do not just share their home and life but also take major life decisions that makes their future more bright and prosperous. They need to look out for each other’s physical and mental well-being. One of these many major life decisions includes buying a health insurance plan that covers both partners. Many health insurance companies in India cater to these newly married couples by providing some of the best health insurance plans. These health policies provide comprehensive coverage for the needs of the partners including pre and post-hospitalisation, OPD benefits, maternity and newborn care, etc.
To know in detail about the best health insurance plan for married couples, read on.
Key Takeaways
Plan Name | Entry Age | Sum Insured |
---|---|---|
Niva Bupa Aspire | 18 years | Upto Rs 1 Crore |
Star Women Care | 18 years | Upto Rs 1 Crore |
Care Joy | 18 years | Upto Rs 5 Lakhs |
ICICI Lombard Health AdvantEdge | 18 years | Upto Rs 3 Crores |
ManipalCigna ProHealth Prime Advantage | 18 years | Upto Rs 1 Crore |
Aditya Birla Activ Health Platinum Enhanced | 91 days | Upto Rs 2 Crores |
A health insurance plan is a crucial investment for the newly married couple. Yeah heard that, right! Here is why!
Several kinds of health insurance plans are suitable for you and your partner.
There are several factors on your ideal sum insured while choosing a health insurance for a married couple. However, a decent sum insured of around ₹5-10 lakhs for a newly married couple without any major health concerns might be sufficient.
FYI, a higher sum insured often comes with a higher premium. It’s important to balance the level of coverage with your budget and risk tolerance.
Investing in a comprehensive health insurance plan is a wise decision for newly married couples. It provides financial protection against unexpected medical expenses, ensuring peace of mind and stability during challenging times. By carefully considering factors such as coverage needs, sum insured, network hospitals, and additional benefits, you can select a plan that aligns with your specific requirements and budget. Remember to review your policy regularly to ensure it remains adequate as your life circumstances change. With the right health insurance coverage, you can safeguard your future and enjoy a healthier, more secure married life.
To get the best advice on the best health insurance for married couples, you can always visit Policyx.com.
While a joint health insurance plan can be a cost-effective option, it’s not mandatory. Individual plans can also provide adequate coverage, especially if one partner has pre-existing conditions or specific health needs.
A health insurance plan covers a wide range of medical expenses, while a critical illness plan specifically covers the costs associated with critical illnesses like cancer, heart problems, or kidney failure.
Yes, most health insurance plans offer maternity benefits, but there may be waiting periods and specific conditions to meet.
A pre-existing condition is a health condition you had before purchasing the insurance. Some plans may have waiting periods or exclusions for pre-existing conditions.
Yes, you can change your health insurance plan at any time. However, there may be waiting periods or exclusions for pre-existing conditions if you switch plans.
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An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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