Future Generali Health Powher
vs
Zuno Arogya Sanjeevani
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Future Generali Health Powher |
 Zuno Arogya Sanjeevani |
| Premium Including GST | ||
| Product Type | Women Health Insurance | Family |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8430 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Not Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Applicable |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Applicable |
| Plan Entry Age | Child: Day 1 - 25 Years, Adult: 18 - 65 Years | 18 Years |
| Plan Premium Entry Age and S/A | 8436 | NA |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Family Floater |
| Plan Sample Premium | 8436 | NA |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 94.98 | 98.54 |
| Solvency Ratio | 1.8 | 1.7 |
Don't be +1 everywhere: Embrace the powers of Health PowHer!'
HEALTH POWHER is not just your ordinary health insurance plan, it's beyond that! Read further to know what's more in store for you
Just as dynamic women around us are, the Future Generali Health PowHER insurance is specially curated after thoughtfully analyzing health issues in women. It covers more than in-patient and out-patient hospitalizations, pre and post-hospitalizations, ICU, room rent charges, daycare procedures, and health check-ups. This female-centric plan is enough to safeguard a woman against all kinds of external, internal, physical, and hormonal imbalances. Preventive screenings, wellness programs, mental wellness support, menstrual care, nutritional advice, and specialized maternity (pre and post-phases) covers are the major features of Health PowHER.
This is not just your regular health insurance, it encourages you to NOT just ideally fit yourself in someone's health policy, be it taken by your father, husband, or children. You can solely own this policy to take care of your healthcare requirements.
We've discussed the eligibility criteria, benefits, and other specifications for coverage, claim procedures, and much more about the Future Generali Health PowHer plan.
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With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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