Manipalcigna Prohealth Plus Policy
vs
Zuno Corona Rakshak
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Manipalcigna Prohealth Plus Policy |
 Zuno Corona Rakshak |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
8500 | 10000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Available |
| Plan Entry Age | 18 years to No Limit | 18 to 65 years |
| Plan Premium Entry Age and S/A | NA | NA |
| Plan Waiting Period | 30 | 15 |
| Plan Coverage | Individual/Family floater/Multi-individual | Individual |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3 years | 3.5/6.5/9.5 Months |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Not Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Not Covered |
| E Consultation | Not Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 99.96 | 98.54 |
| Solvency Ratio | 1.5 | 1.7 |
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the policyholder with an overall 360-degree coverage in one policy. This policy has 5 variants out of which, each plan has to offer you differentiated yet extended medical support in an emergency. The names of the plan variants under ManipalCigna Health Insurance Company's ProHealth policy are:
ManipalCigna ProHealth Plus offers you a high sum insured of up to INR 50 Lakhs that covers maternity & new-born benefits, modern treatment, more than 500 daycare procedures, critical illnesses, worldwide coverage, organ donor expenses, in-patient and out-patient hospitalisations, and many more. Additionally, you can buy this plan with an optional cover that gives you the freedom to waive of co-payment amount, reduction with the waiting periods or maternity and pre-existing disease, etc.
The plan is suitable for an individual, multi-individual, or family floater basis. However, you can avail of an impressive 25% family discount, if you choose a family floater ProHealth Plus plan.
This article discusses the major features, substantial coverage benefits, and many more advantages of the subsidiary health plan ProHealth Plus insurance under ManipalCigna Health Insurance.
Here are some of the notable benefits of ManipalCigna ProHealth Plus:
Read further through this page and learn more specifications of the ProHealth Plus health insurance plan.
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