Nowadays, most people are aware about the helpful benefits of having a health insurance. A health insurance plan helps us in several different ways, it assists us when we need it most or want to have a quality treatment for a stable life. Referring to the same, we also know about the rising cost of medical treatment and how it becomes too difficult to manage funds during hospitalization. Some people think that they have adequate health insurance, but they come to know of its insufficiency only at the time of requirement.
It is true that the growing cost of health treatment makes our health plans inadequate. So what should we do, should we purchase a new health plan or extend the same. United India Insurance is providing a greate choice, you can purchase health top up plan that is usually an additional health coverage that provides extra funds to get quality treatment.
This insurance plan provides coverage for hospitalization expenses sensibly and essentially incurred in India in respect of covered hospitalization during the policy period more than the threshold level or any amount reimbursed in any health insurance policy whichever is higher, upto the Sum Insured stated in the policy.
Consumers can buy this plan on Individual and floater basis as well
The age of the interested consumes should be between 18 and 80 years. Children of age of 3 months to 18 years are covered provided either or both parents are covered concurrently. Children above 18 years will cease to be insured if they are employed or married. You can buy various options of sum insured and threshold under this.
Hospitalization Cover: Under this plan maximum hospitalization expenses would be covered. The company is providing some definite benefits under the same. You will get coverage of a room, boarding, nursing and several related expenses.
Provide Extra cover: Any additional expenses that occur during hospitalization procedures such as operation theatre charges, chemotherapy, medicines & drugs, surgical appliances, cost of artificial limbs, Pacemaker, orthopedic implants, infra cardiac valve replacements and many more.
Coverage on Pre and Post Hospitalization: Under this plan you will get coverage on Pre and post hospitalization expenses. It assists you in getting quality treatment without any tension.
Pregnancy: It won't cover pregnancy and its related expense such as child birth and ailments related thereto.
Experimental Treatment: treatment which is done on experimental basis or unproven treatment are not covered under this plan.
External Equipments: It will not cover the charges of external equipments.
This plan is one of the essential plans that a consumer should buy for a stable and healthier future. This plan offers wide coverage, which is required to a great extent. This plan has many helpful features and benefits that will assist a person in case of hospitalization.
Page updated on 18-12-2020