Life Secure Plan
vs
Flexi Term Pro Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Life Secure Plan |
 Flexi Term Pro Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - Whole life | Maximum Maturity Age - 99 years |
| Plan Sum Assured | Base sum assured: No limit | Basic Sum Assured: ₹25 Lakhs to no limit. |
| Plan Entry Age | Minimum Age - 25 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, Semi-Annual, Quarterly, and Monthly |
| Plan Policy loan | The policy loan is not available under Bajaj Allianz Life Secure Plan. | The policy loan is not available under Bharti AXA Life Flexi Term Pro Plan. |
| Plan Sample Premium | Rs 670/- per month | Rs 650-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 100 minus Entry Age | Minimum term - 5 years Maximum term - 50 years |
| Claim Settlement Ratio (2023-24) | 99.29 | 99.1 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Bajaj Allianz Life Secure is an advanced term insurance plan that offers protection till your 100th birthday. This plan is a non-linked and non-participating individual, life, limited premium payment whole life-saving plan. Life Secure Plan offers flexible premium payment terms with a plan customization option. This is a whole life plan that offers term cover with 3 plan options comprehensively covering accidental death, and critical illness depending on the policyholder's choice. There are three plan options: Death Benefit, Death Benefit + Accidental Death Benefit, Death Benefit + Accidental Death Benefit + Waiver Of Premium Benefit.
Bajaj Allianz Life Secure Plan offers you a range of benefits including:
You can add the following riders to your Bharti AXA Life Flexi Term Pro Plan:
Get an additional payment of a fixed benefit for each day of hospitalization and a lump sum benefit in case of surgery.
Get an extra payout on top of the base cover in case of unfortunate death due to an accident.
It waives off your future premiums in case you're faced with an unfortunate event like critical illness, permanent disability, or death.
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