Premium Return Protection Plan
vs
Protect N Gain Plan
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Premium Return Protection Plan |
322-1728043887.webp){kind=logo} Protect N Gain Plan |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - 75 years | Maximum Maturity Age - 90 years |
| Plan Sum Assured | Base sum assured: 50 lakhs to no limit | Base sum assured: 5 Lakhs to no limit. |
| Plan Entry Age | Minimum Age - 21 years Maximum Age - 55 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | Annual, half-yearly, quarterly & monthly | Annual, half-yearly, quarterly & monthly |
| Plan Policy loan | The policy loan is not available under Max Life Premium Return Protection Plan. | Policy loan is not available under ICICI protect n gain plan |
| Plan Sample Premium | Rs 627-/ per month | Rs 707-/ per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Minimum term - 20 years Maximum term - 30 years | Minimum policy term - 30 years, Maximum policy term - 40 years |
| Claim Settlement Ratio (2023-24) | 99.70 | 99.3 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
Axis Max Life Premium Return Protection Plan is a simple term insurance plan that offers coverage along with a 'Return of Premium' benefit. The plan offers a limited premium-paying term of 11 years making it a smart choice for securing a family's future. The policyholder has the flexibility to choose a protection period (20/25/30 Years). The policy offers coverage of a Axis Maximum of 1 crore.
Axis Max Life Premium Return Protection Plan offers you a range of benefits including:
You can add the following riders to your ICICI Prudential Protect-n-Gain:
With ICICI Pru Accidental Death Benefit Rider, you can cover yourself with a maximum sum assured of 2 crore against any unfortunate accident that causes death.
With ICICI Pru Critical Illness Rider, you can protect yourself with a maximum sum assured of 1 crore against 34 critical illnesses.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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