Hdfc Life Sanchay Legacy
vs
Smart Term Plan Plus
- Affordable Premiums
- Multiple plan options to choose from
- Flexible premium payment options
| PLAN DETAILS |
 Hdfc Life Sanchay Legacy |
 Smart Term Plan Plus |
| Premium Including GST | ||
| Key Features (Key features of the plan) |
|
|
| Plan Maturity age | Maximum Maturity Age - NA | Maximum maturity age- 100 years |
| Plan Sum Assured | Base sum assured: 1.25 times the Single Premium | Base sum assured- Rs 25 lakhs to No limit |
| Plan Entry Age | Minimum Age - 40 years Maximum Age - 75 years | Minimum Age - 18 years Maximum Age - 65 years |
| Plan Payment modes | NA | Yearly, half-yearly, quarterly, and monthly |
| Plan Policy loan | The policy loan is available under HDFC Life Sanchay Legacy Plan | Policy loan is not available |
| Plan Sample Premium | Rs 690-/ per month | Rs 586/- per month |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | Whole Life | Minimum policy term- 5 years, Maximum policy term- 82 years |
| Claim Settlement Ratio (2023-24) | 99.7 | 99.70 |
* The above sample premiums are for a 30-year-old male, nonsmoker with a sum assured of Rs 50 lakhs and a policy tenure of 25 years. You can calculate the premiums for the above term insurance plans using the PolicyX Term Insurance Calculator.
‘HDFC Life Sanchay Legacy, a comprehensive term plan offering early ROP benefits with increasing death cover.’ Most of your prime days are spent working to offer a comfortable life to your loved ones. Right? But occasionally, you have dreamed of leaving behind a legacy for your family so that they can continue with their lives without any hindrances.
For that, HDFC Term Life has launched a term plan- Sanchay Legacy, that ensures 360-degree coverage by covering your whole life and providing flexibility to accelerate your death benefit against 60 critical illnesses.
HDFC Life Sanchay Legacy plan offers you a range of benefits including:
You can add the following riders to your HDFC Life Sanchay Legacy Plan:
Under this rider, upon the Accidental Total Permanent Disability, a benefit equal to 1 % of the rider sum assured per month will be payable for the next ten years.
Under this rider, upon the diagnosis of any listed 19 critical illnesses- a sum assured equal to the rider sum assured will be payable.
A Benefit equal to the rider sum assured will be payable in case of accidental death or partial/total disability due to an accident.
Under this rider, a lump sum benefit equal to the rider sum is assured upon diagnosing any of the covered 60 Critical Illnesses, such as Stage Cancer / Major Cancer.
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With 9 years of progressive experience in the insurance industry, including 7 years at Policy X, I have honed my expertise in Life and Health Insurance. My strengths lie in devising customer-centric solutions, streamlining insurance processes, and delivering exceptional service. I have successfully led high-performing teams, excelling in business planning, manpower management, and strategic decision-making.
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