Pradhan Mantri Swasthya Suraksha Yojana
  • What is PMSSY Scheme?
  • Objective of the Scheme
  • Features and Benefits
Pradhan Mantri Swasthya Suraksha Yojana
Buy Policy in just 2 mins

Buy Policy in just 2 mins

Happy Customers

2 lakh + Happy Customers

Free Comparison

Free Comparison

Special Health Insurance Plan Starting @ Rs. 19/D*

  • No Medical Test+ upto 150% NCB
  • Multiple Restoration
  • Free Annual Health Checkup

Get Free Quotes

(Save Upto 10%*on 2 yrs. premium)

Pradhan Mantri Swasthya Suraksha Yojana (PMSSY)

In the diverse and vast nation of India, ensuring that all individuals have equal access to high-quality healthcare continues to be a struggle. The Pradhan Mantri Swasthya Yojana (PMSSY) scheme was initiated by the Indian government. The government recognises the significance of a strong healthcare system that caters to everyone’s needs. The goal of this programme is to improve the healthcare system and provide each and every citizen with accessible and affordable healthcare. The objective is to improve and modernise the existing medical facilities across the nation. The improvement of healthcare services is the aim of this scheme. In this article, we will focus on what is PMSSY, different focus areas, features and benefits, eligibility and enrollment.

What is the PMSSY Scheme?

Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) was initiated by the Indian Government in 2003 as a prominent healthcare scheme. Quality, inexpensive healthcare is its aim for the citizens of India. The primary focus of the PM Swasthya Suraksha Yojana plan is on enhancing and upgrading medical education and healthcare infrastructure in the nation. Establishing new medical colleges and upgrading existing government medical institutions are measures taken to bridge the gaps in healthcare facilities. It also intends to establish speciality hospitals throughout India.

Objectives of Pradhan Mantri Swasthya Suraksha Yojana

The healthcare sector in India can be developed significantly through the PMSSY scheme which includes a range of crucial objectives. The key objectives encompass:

  • The program strives to enhance and uplift the current medical institutions and infrastructure. The target is to match the mounting healthcare necessities of society. This involves setting up fresh medical colleges and changing district hospitals into medical colleges. This comprises the foundation of hospitals which specialize in specific treatments.
  • The country's medical education quality is being improved as per PMSSY's focus on quality education. The objective is met by supporting the establishment of new medical colleges while also improving the infrastructure and facilities of existing colleges. It is ensured that more healthcare professionals with advanced skills are generated. There is an address to the shortage of doctors in rural and underserved areas.
  • Upgrading the research facilities. The program intends to stimulate research and innovation in the healthcare industry by providing advanced research facilities and infrastructure. New medical technology, treatment techniques, and drug discovery are promoted by this.
  • Accessible and affordable healthcare services to all individuals remain the top priority of PMSSY. Particularly those living in underserved and remote areas. By creating super-speciality hospitals in different areas, the scheme guarantees access to specialized medical treatments without requiring individuals to undertake long journeys.

Key Features of PM Swasthya Suraksha Yojana

The PM Swasthya Suraksha Yojana's (PMSSY) main components are made to address different facets of healthcare and fill up service delivery gaps. The following are the main features:

  • Achieving regional equilibrium in providing high-quality and affordable healthcare services is what the PMSSY scheme focuses on. Healthcare infrastructure and institutions are established in underserved areas as part of the guarantee. Tertiary care centres in big cities have less pressure due to this.
  • PMSSY lays great emphasis on maintaining the highest quality standards of healthcare infrastructure established under the scheme. This measure is taken to deliver the best possible healthcare facilities to citizens. To deliver quality healthcare services, Institutions have in place competent healthcare professionals, innovative technology and modern medical equipment.
  • The PMSSY scheme motivates the collaboration between the public and private sectors to narrow down the healthcare services demand-supply gap. The scheme promotes collaboration between private entities and the government in establishing and operating medical institutions.
  • The provision of dedicated research facilities by the scheme promotes research and innovation in the healthcare sector. In addition, collaborations with both national and international research organizations are promoted. The focus on research assists in the innovation of novel ways of treatment and medical discoveries.

Advantages Of Pradhan Mantri Swasthya Suraksha Yojana

The Pradhan Mantri Swasthya Suraksha Yojana offers numerous advantages to the citizens of India. The following are a few of the benefits of the scheme:

  • The development of infrastructure through the scheme ensures the availability of contemporary medical facilities and modern equipment. This facilitates superior disease diagnosis and treatment.
  • The establishment of super-speciality hospitals under the PMSSY scheme enables people to obtain specialized medical treatments. Individuals may obtain these treatments without having to undergo the discomfort of travelling long distances or incurring excessive expenses.
  • Establishing new medical colleges and upgrading existing ones will result in more medical seats. The country's lack of doctors is addressed by this. Medical education improvement results in a larger pool of skilled healthcare professionals.
  • The expansion and upgradation of medical infrastructure under PMSSY create job openings for doctors, nurses, and paramedical staff. For other healthcare professionals too, these opportunities can be advantageous. This assistance aids in decreasing unemployment and increasing the economy.

Eligibility Criteria PM Swasthya Suraksha Yojana

The PMSSY scheme aims to benefit all Indian citizens. Their background doesn't affect the situation. The eligibility criteria for availing of the scheme's benefits vary depending on the specific components and services offered. Individuals can access healthcare services offered under PMSSY based on medical necessity but in general. Healthcare professionals determine this need at their respective institutions.

How to Enroll For The Scheme?

Enrolling in the PMSSY arrangement is unnecessary for those seeking medical care. Infrastructure development and upgrading of existing medical institutions are what the scheme focuses on. All citizens can access the benefits without any formal enrollment process. Individuals must visit the designated medical institutions or hospitals to avail of healthcare services provided under PMSSY. The standard procedures require seeking treatment.

Closing

The Indian healthcare sector has been revolutionized by the PMSSY scheme. It has transformed healthcare services' availability and quality throughout the entire country. The PMSSY scheme's focus on infrastructure development, medical education and research has created a strong foundation for future healthcare in India. Significant improvement in healthcare access was achieved by establishing new AIIMS-like institutions, upgrading existing medical colleges, and creating super-speciality hospitals. Moreover, they have lessened regional disparities and formed chances of employment. Transforming India's healthcare landscape is possible with the evolving PMSSY scheme. All citizens can have a healthier future ensured.

Explore Most Popular Health Insurance Plans on PolicyX

Find some of the most trending comprehensive health plans of 2024 below

A special plan designed for women, wherein women can avail multifold benefits along with the coverage to the whole family.

Unique Features

  • Coverage for Modern Treatments
  • Coverage during Pregnancy
  • Preventive Health Check Up

Star Women Care Plan(Pros)

  • Designed for Women's Care
  • Cancer cover optional
  • Bariatric Surgery Cover
  • Mid-term inclusions
  • High SI

Star Women Care Plan (Cons)

  • Obesity Treatment Unavailable
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Congenital Disease Cover

Star Women Care Plan (Other Benefits)

  • 10% long-term discount
  • 10% Air Ambulance Cover
  • Pain Management Cover
  • Assisted Reproduction
  • Automatic Restoration

Star Women Care Plan (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 75 Years
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

The plan is ideal for the families who want to get covered under single sum insured.

Unique Features

  • Automatic Restroration of SI
  • Instant Recharge UPTO 30% of SI
  • New born baby cover from 16th day

Family Health Optima Policy (Pros)

  • No Pre-Policy Check-up
  • Lifelong Renewability
  • High SI available
  • COVID-19 cover
  • OPD covered

Family Health Optima Policy (Cons)

  • PED cover not available
  • Obesity Treatment Unavailable
  • Hazardous Activities
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Family Health Optima Policy (Other Benefits)

  • Long term discounts
  • Premium Payment flexibility
  • Health Check-up Cover
  • Domiciliary Hospitalization
  • Modern Treatment Cover

Family Health Optima Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 65 Years
  • SI - 1 L to 25 L
  • Waiting Period - 30 Days

A new-age plan with loaded benefits covering hospitalization expenses arising due to illness or accident.

Unique Features

  • Premium Payment Flexibility
  • Wellness Program
  • Short Waiting Period

Assure Insurance Policy (Pros)

  • Second Medical Opinion
  • Health Check-up Covered
  • 100% Cumulative Bonus
  • Compassionate Travel
  • AYUSH Treatment

Assure Insurance Policy (Cons)

  • 10% Co-pay applicable
  • Deductibles
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable
  • Injuries due to breach of law

Assure Insurance Policy (Other Benefits)

  • In Utero Fetal Surgery
  • Pain Management
  • Rehabilitation Cover
  • Organ Donor Cover
  • Modern Treatment Cover

Assure Insurance Policy (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - 75 Years
  • SI - 5 L - 2 Cr
  • Waiting Period - 30 Days

Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.

Unique Features

  • Booster+ Benefit
  • Lock premiums at entry age
  • Health check-ups from day 1

Health ReAssure 2.0 Plan (Pros)

  • Personal accidents covered
  • Acute Care
  • Emergency Ambulance
  • Three Plan variants
  • Home Care Treatments

Health ReAssure 2.0 Plan (Cons)

  • No OPD Cover
  • No Maternity Cover
  • No Sleep Disorder Covered
  • Pre-Existing Diseases after 3 yrs.
  • Alcoholism not covered

Health ReAssure 2.0 Plan (Other Benefits)

  • Air Ambulance
  • Modern Treatments
  • Second Opinion
  • Booster Benefit
  • Shared Accommodation Benefit

Health ReAssure 2.0 Plan (Eligibility Criteria)

  • Entry Age - 18 Years
  • Max Entry Age - No Age Limit
  • SI - 5 L to 1 Cr
  • Waiting Period - 30 Days

This plan is designed for youngsters and allows the policyholder to go overseas for treatments.

Unique Features

  • Exclusive maternity benefits
  • Adoption is included
  • Borderless facilities

Niva Bupa Aspire Plan (Pros)

  • Overseas treatment coverage
  • Booster benefit
  • Covers organ donor transplant
  • Second medical opinion
  • Teleconsultation

Niva Bupa Aspire Plan (Cons)

  • No suicide cover
  • No war injury cover
  • Baby food & utility charges excluded
  • Laundry charges excluded
  • No certificate charges

Niva Bupa Aspire Plan (Other Benefits)

  • 4 unique variants of the plan
  • Cash-bag benefit
  • WellConsult OPD Wallet
  • Cashless claim settlement
  • AYUSH Treatment

Niva Bupa Aspire Plan (Eligibility Criteria)

  • Entry age - 18 years
  • Max entry age - No AgeLimit
  • SI - INR 3L to 1 Cr
  • Waiting Period - 30 days

A unique healthcare plan offering extensive coverage to individuals and families under a single plan with affordable premiums.

Unique Features

  • Unlimited E-consultations
  • Unlimited Automatic Restoration
  • Avail Up to 30% Discounts

Care Supreme Plan (Pros)

  • Day Care Treatments
  • No Sub-Limits
  • Emergency Ambulance
  • No-Claim Bonus
  • Organ Donor Cover

Care Supreme Plan (Cons)

  • Change of Gender Treatments
  • Obesity Treatment Unavailable
  • Hazardous Activity Not Covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Care Supreme Plan (Other Benefits)

  • Unlimited Recharge
  • 30% Renewal Discount
  • Unlimited E - Consultation
  • Wellness Benefits
  • Nutrition and Fitness Coaching

Care Supreme Plan (Eligibility Criteria)

  • Entry Age - 90 Days
  • Max Entry Age - No age limit
  • SI - 5 L to 15 L
  • Waiting Period - 30 Days

Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.

Unique Features

  • Avail Global OPD
  • Cancer treatment
  • High SI

Manipalcigna Lifetime (Pros)

  • No room rent limit
  • Avail Loyalty discount
  • Global OPD
  • International Second Opinion
  • 27 CI Covered

Manipalcigna Lifetime (Cons)

  • Hazardous Activities not covered
  • Injuries due to unlawful activities
  • Obesity
  • Cosmetic Surgery
  • Injuries due to illegal activities

Manipalcigna Lifetime (Other Benefits)

  • Travel Expenses Benefit
  • Global Second Opinion
  • Critical Illness Cover
  • Women+ Cover
  • Air Ambulance Cover

Manipalcigna Lifetime (Eligibility Criteria)

  • Entry Age - 91 Days
  • Max Entry Age - 65 Years
  • SI - 1 L to 3 Cr
  • Waiting Period - 30 Days

A health insurance plan designed for parents and senior citizens to protect them in their golden years of life. The plan offers a high SI of up to 50 Lakh INR.

Unique Features

  • Individual and Family Floater
  • 2 Plan Variants
  • Up to 50 Lakh INR

Manipal Cigna Prime Senior (Pros)

  • Low Waiting Periods
  • Flexible Room Category
  • Avail Cumulative Bonus
  • Flexible Health Check-up
  • Tele-Consultations

Manipal Cigna Prime Senior (Cons)

  • Injuries Due to Breach of Law
  • Adventure Sports
  • Obesity
  • Cosmetic Surgery
  • Injuries Due to Illegal Activities

Manipal Cigna Prime Senior (Other Benefits)

  • Modern Treatment Cover
  • 10 % Cumulative Bonus
  • Cashless Health Check-Up
  • Mental Illness Cover
  • Domiciliary Hospitalization Cover

Manipal Cigna Prime Senior (Eligibility Criteria)

  • Entry Age - 56 Years
  • Max Entry Age - 75 Years
  • SI - 3 L to 50 L
  • Waiting Period - 30 Days

Activ Health Platinum Enhanced

A unique Plan with features such as a chronic management program, modern treatments, covid-19, and more.

Unique Benefits

  • High SI
  • Affordable Premiums
  • Wellness Benefits

Activ Health Platinum Enhanced (Pros)

  • Earn 100% Health Return
  • Cover for Dental Consultations
  • Modern Treatment Cover
  • Wellness Coach
  • Mental Illness Cover

Activ Health Platinum Enhanced (Cons)

  • Illness due to intoxicants
  • Change Of Gender Treatment
  • Hazardous Activity not covered
  • HIV/AIDS not covered
  • Cosmetic Surgery unavailable

Activ Health Platinum Enhanced (Other Benefits)

  • Chronic Management Program
  • Premium Waiver Benefit
  • Reload of SI
  • Road Ambulance Cover
  • Second e-opinion

Activ Health Platinum Enhanced (Eligibility Criteria)

  • Entry Age - Years
  • Max Entry Age - Years
  • SI - 1 L to 1 Cr
  • Waiting Period - 30 Days

A plan that covers you and your family offering a sum insured of 5 lakhs to 5 crores. The plan offers 15 different types of discounts.

Unique Features

  • No Sub-limits on benefits
  • Robotic surgery for quick recover
  • 90 days free cancellation

Health Infinity Insurance (Pros)

  • 10% Online discount
  • 5% Early Bird Discount
  • 10% Stay Healthy Discount
  • Credit score discount
  • Concurrent Disclosure Discount

Health Infinity Insurance (Cons)

  • No Obesity Treatment Cover
  • Infertility Treatment Unavailable
  • No Alternative treatments
  • Out-patient not covered
  • Cosmetic Surgery unavailable

Health Infinity Insurance (Other Benefits)

  • 5% Girl Child Discount
  • Restore Benefit
  • 2.5% Vaccination Discount
  • 5% BMI Discount
  • 2.5 % Renewal Discount

Health Infinity Insurance (Eligibility Criteria)

  • Entry Age - 3 Months
  • Max Entry Age - 65 Years
  • SI - 5 L to 5 Crore
  • Waiting Period - 30 Days

Other Health Insurance Companies

What Our Customers Have to Say

Customer Review Image

Raghoba Phadke

Guwahati

April 8, 2024

PolicyX made me buy the Niva Bupa Reassure 2.0 health policy. And the customer care executives are so soft-spoken and compassionate about their customer needs.

Customer Review Image

Akshat R Verma

Allahabad

April 8, 2024

PolicyX suggested buying Niva Bupa Senior First health insurance for my old age parents. I& 039;m happy to gift them good health, thank you PolicyX.

Customer Review Image

Akash Banerjee

Pune

April 8, 2024

The team of PolicyX is always open to clear any doubts. I highly recommend buying Niva Bupa health policy from them.

Customer Review Image

Sarthak Parmal

Delhi

April 8, 2024

I bought Niva Bupa health insurance for my parents, thanks to PolicyX that now I can be prepared for their health needs.

Customer Review Image

Trishna Rohilla

Bengaluru

April 8, 2024

I got hospitalized due to an accident and my base policy was not sufficient for treatment. So, PolicyX made me buy the Niva Bupa Health Recharge add-on plan. Now, I’ll be prepared for any...

Customer Review Image

Sunaina Khanna

Ahmedabad

April 8, 2024

All my queries related to claim settlement ratio for Niva Bupa and claim process were resolved by PolicyX insurance agents

Customer Review Image

Prakash Kaur

Hyderabad

April 8, 2024

PolicyX helped me with all my queries regarding the Aditya Birla Active Essential Plan and helped me with the buying process. I am so grateful.

Customer Review Image

Radhika Aneja

Coimbatore

April 8, 2024

With the help of PolicyX, I got my health insurance policy from Aditya Birla Health Insurance. They answered all my queries without any hesitation and helped with every process.

Daina Mathew

Written By: Daina Mathew

Daina is a content writеr with a profound grasp of Insurancе, Stocks, and Businеss domains. Hеr extensive 3-year еxpеriеncе in thе insurancе industry еquips hеr with a nuancеd undеrstanding of its intricaciеs. Hеr skills еxtеnd to crafting blogs, articlеs, social mеdia copiеs, vidеo scripts, and wеbsitе content. Her ability to simplify complex insurancе concepts into reader-friendly content makes her an еxpеrt in the domain.