The Woman Suraksha Health Insurance is a comprehensive health insurance policy that provides coverage for all specific major illnesses and surgeries. This plan is divided into 6 variants-
All the above plans have the same eligibility, which is as outlined in the below table:
1 Lakh – 1 Crore
18 years – 65 years
Premium Payment Options
Yearly, Half-yearly, Quarterly, and Monthly
Self, Dependent Daughter, Dependent mother and mother-in-law, Grandmother, Grand-daughter, Daughter-in-law, Sister, Sister-in-law & Niece
**Last Updated on 18-12-2020
HDFC ERGO has designed a user-friendly website that helps individuals to easily navigate and buy any insurance policy of their choice. If you want to purchase the Woman Suraksha Health Insurance Plan, then you need to follow the following steps:
In case you run into some trouble while buying from HDFC ERGO, you can reach out to PolicyX.com at 1800-4200-269.
HDFC ERGO General Insurance company Ltd,
5th floor, Tower 1, Stellar IT Park, C-25,
Sector-62, Noida, UP, India - 201301.
The insured also has an option to file a reimbursement claim by submitting the required documents to the company. Once the verification is over, the company will transfer the payment to the registered bank account.
The following are the major exclusions under the policy:
The waiting period is 90 & 180 days for listed illnesses. However, for pregnancy and newborn complications, it is 1 full year, and for pre-existing diseases and complications, it is 4 years. The survival period for the policy is 7 days.
No, all women in a family can be covered under one policy.
To accumulate healthy weeks, you need to track your physical activity through a wearable device that is linked to the health app. Based on the healthy weeks accumulated, you will be eligible to get a discount ranging from 0.5% - 10% on the renewal premium.
In the post-diagnosis support add-on, an insured woman can get the benefit of outpatient counseling, a second medical opinion, and a molecular gene expression profiling test.
Yes, based on the type of coverage and the number of individuals covered, an individual can get a family discount, long-term policy discount, and loyalty discount. Your insurance advisor will help with the details applicable to your case.
Last updated on 18-12-2020