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Old age refers to that phase of life, during which people face many health issues. With the growing age, much wear and tear happens in the body. It is natural and we don’t have any control on this. Those people who are more than 60 years old have the highest number of health issues such as diabetes, hypertension, heart issues, joint problems and much more. Sadly, only a small number of senior citizens can afford to get the quality treatment on time because of financial issues. However, now the time has changed, there are many measures through which they can insure themselves and can get quality treatment easily.
Health Of Privileged Elders is one of the best policy for senior citizens. This plan is specially designed to provide needful coverage to senior citizens who are above 60 years. This plan offers many helpful features and discounts as well.
Hospitalization expenses: We all are aware of the fact that hospitalization expenses are really high and it becomes tough to afford it. But with a helpful insurance cover you can easily deal with the same. As per the policy, this feature will cover maximum hospitalization expenses such as room, nursing, boarding, surgeon, consultant, I.C.U expenses and much more. These coverages will assist you in getting quality treatment on time.
Domiciliary expenses: It is sometimes tough for senior citizen to get hospitalized because of several genuine reasons, in such cases they want treatment at home. This became quite expensive, but with this helpful feature you can easily deal with this situation. This plan allows you to get quality treatment at home and the expenses will be covered by the insurer itself, you don’t have to worry about it.
Pre and Post hospitalization: Coverage on pre and post hospitalization is rare to get in basic senior citizen insurance policy but this plan also provides the same. 30 days prior and post hospitalization expenses will be covered by the insurer.This helpful feature assists you in saving more, while getting treatment.
One of the best plans by the Oriental insurance company for senior citizens. While many insurers don't provide any coverage to old age people, this plan is specially created for them. Secure health of yourself or your parents with this supportive plan. This is something which every old age person looks for. It provides a healthy lifestyle to them. This will assist in getting the needful coverage on time.
Especially For Senior Citizen: This plan is specially designed to provide coverage to senior citizen who are above 60 years of age. It provides necessary coverage at an affordable price along with many discounts and bonuses. It also provides maximum coverage on hospitalisation expenses.
Cashless facility: One of the most helpful features of this plan is it allows you to get the quality treatment without paying anything. This mean as a policyholder, you don't have to pay anything to the hospital authority, the insurer will give the same if you take the treatment under network hospital.
No claim discount: Every claimless year will be liable to take advantage of this policy. The insurer will provide you no claim discount for every claim free year and free look facility of 15 days as well.
Pre existing diseases: As per this feature, for up to two years pre existing diseases will not be liable for any coverage.
Diseases: Some disease such as surgery of benign prostatic hypertrophy, surgery of gallbladder and bile duct excluding malignancy, surgery of genito urinary system, Gout and Rheumatism, Calculus diseases, Joint Replacement due to Degenerative condition, Age related osteoarthritis and Osteoporosis among others are not a part of the cover.
Eye surgery: Cost of eye surgery, spectacles, lenses and associated expenses are not liable for any cover.