PLAN DETAILS |
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![]() Ultimate Care |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
Hospital_network (Number of Hospital Network in city) |
- | 21600 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | Not Available |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | Not Available |
Plan Entry Age | 16 days to 65 years | Min: Child-91 days; Adult- 18 years, Maximum: Child-24 years, Adult- Lifelong |
Plan Premium Entry Age and S/A | 750 | 6491 |
Plan Waiting Period | 730 | 30 |
Plan Coverage | - | Lifelong |
Plan Sample Premium | 750 | 6491 |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1, 2, 3 Year | 1, 2, 3, 4, 5 years |
ICU Charges | Covered | Covered |
Covid-19 Treatment | Covered | Covered |
Cataract | Covered | Covered |
Automatic Restoration | Covered | Covered |
Ayush Treatment | Covered | Covered |
Modern Treatment | Covered | Covered |
E Consultation | Covered | Covered |
Air Ambulance | Covered | Covered |
Global Coverage | Not Covered | Not Covered |
Claim Ratio | N/A | 100 |
Solvency Ratio | N/A | 1.8 |
Ultimate CARE Health Insurance Review 2025 | Care Health New Plan 2025 | Care Health Insurance |
Lock in your premium until age 55.
Galaxy Health Insurance Company is the new standalone company in the insurance market. Galaxy Prmise is the inaugural product, which gives comprehensive coverage and cashless hospitalisation to the family and individual. It comes in three variants, which are-
Galaxy Promise offers a lifeline against escalating healthcare costs (10-15% annual increase) by providing financial security and preventive health measures. This plan is dedicated towards the youngsters of India. It covers the gap and requirements of Gen-Z. Much standard insurance has a list of exclusions, which Galaxy's Promise Plan aims to include, such as rehabilitation, pain management, premium promise, and maternity benefits.
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With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.