Icici Lombard Elevate Plan
vs
Arogya Top Up Policy
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Icici Lombard Elevate Plan |
 Arogya Top Up Policy |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
10800 | 6000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Not Covered |
| Plan Entry Age | Child: 91 days - 30 years, Adult: 18 years - No limit | 3 Months to 65 Years |
| Plan Premium Entry Age and S/A | NA | 200 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual/Family Floater |
| Plan Sample Premium | NA | 200 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1 / 2 / 3 year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Not Covered | Covered |
| Automatic Restoration | Covered | Covered |
| Ayush Treatment | Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Not Covered |
| Air Ambulance | Covered | Not Covered |
| Global Coverage | Covered | Not Covered |
| Claim Ratio | 98.53 | 98% |
| Solvency Ratio | 2.5 | 1.8 |
The power of infinite care! ICICI Lombard Elevate policy gives you and your family unrestricted wide coverage.
How would it feel if a health insurance policy could give you and your family tailor-made and boundless coverage benefits? Of course, inflating healthcare costs is an additional burden on your account that's barely unavoidable these days. For that matter, getting treated for an illness, an accidental injury, or getting hospitalized is no more of a cakewalk, unless you have an all-rounder health insurance policy.
So, the ICICI Lombard Elevate plan is the one-stop solution for all your healthcare-related expenses including doctor's visits, diagnostics tests, medication bills, hospitalization expenses, and so much more. Additionally, it covers you up to an unlimited sum insured limit, comes with value-added services, freedom to choose add-on covers out of over 30 options.
Not only this, the Elevate plan of ICICI Lombard offers health benefits like rewarding wellness points, teleconsultation, second opinions, pharmacy covers, domestic air ambulance services, diagnostic tests, and so on if you maintain a healthy lifestyle. The policyholder can enjoy the in-built cover benefits with optional covers by paying an additional premium to the insurer. The set of chosen add-on covers can be any of the available options, depending on your healthcare needs. Also, female policyholders or insured members get special benefits with maternity coverage, surrogate and oocyte donor hospitalization benefits, and so on which you will learn in detail further.
We're not yet done with the comprehensivity of the ICICI Lombard Elevate plan, you will get to know further on this page, about its eligibility criteria, benefits, coverage specifications, exclusions, and so on.
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