Asha Kiran Policy
vs
Star Top Up Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Asha Kiran Policy |
 Star Top Up Plan |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Top Up and Super Top Up |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | - |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Not Covered | - |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
| Hospital_network (Number of Hospital Network in city) |
3000 | 14000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | - |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | - |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | - |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | - |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Not Covered | - |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | - |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | - |
| Plan Entry Age | 18 to 65 Years | Minimum: 91 Days to Maximum: 65 Years |
| Plan Premium Entry Age and S/A | 4,347 | - |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 4,347 | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1 Year | 1/2/3 Years |
| ICU Charges | Covered | - |
| Covid-19 Treatment | Covered | - |
| Cataract | Covered | - |
| Automatic Restoration | Not Covered | - |
| Ayush Treatment | Covered | - |
| Modern Treatment | Covered | - |
| E Consultation | Not Covered | - |
| Air Ambulance | Not Covered | - |
| Global Coverage | Not Covered | - |
| Claim Ratio | 90.73 | 99.21 |
| Solvency Ratio | 1.8 | 2.19 |
|
New India Health Insurance Star Health Insurance Plan Detailed Review |
||
The New India Asha Kiran Policy by New India Health Insurance is a unique policy designed for parents with only a girl child. The New India Asha Kiran Policy covers a maximum of TWO dependent daughters. In case, a boy child is born or Daughter/s becomes independent after purchasing the New India Asha Kiran Policy the company shall offer an option to migrate to a suitable Health Insurance Policy. Under the New India Asha Kiran Policy, the Sum Insured bands available are 2, 3, 5 & 8 Lakhs.
The Asha Kiran Policy from New India Assurance Company offers multiple benefits to secure the future of your children such as a 50% discount on premiums for girl children. Additionally, the New India Assurance Asha Kiran Policy provides critical illness benefits, personal accident cover, Hospital Cash, and many such benefits.
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