Bajaj Allianz Herizon Care
vs
Icicilombard Health Shield 360 Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Bajaj Allianz Herizon Care |
 Icicilombard Health Shield 360 Plan |
| Premium Including GST | ||
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 10800 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Not Covered | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Available | Not Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Available | Available |
| Plan Entry Age | Adult 18 – 80 years, Child Day 90 to 35 years | 21 to 75 Years |
| Plan Premium Entry Age and S/A | 2845 | N/A |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | Individual and Family Floater |
| Plan Sample Premium | 2845 | N/A |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1/2/3/4/5 year/s | 1 Year |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Not Covered | Covered |
| Ayush Treatment | Not Covered | Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Not Covered | Covered |
| Claim Ratio | 93.54 | 98.53 |
| Solvency Ratio | 3.6 | 2.5 |
This plan allows HER to be in HERizon!
Bajaj Allianz HERizon Care is a groundbreaking policy that addresses the holistic health and wellness of women. First of its kind of health plan which includes comprehensive coverage under three specific verticals including Vita Shield for critical illness, Cradle Care for surrogacy or oocyte donors and Optional Cover for surgeries and egg freezing methods. This plan extends its coverage for legal expenses for sexual assault, kidnapping, and acid attacks: the first of its kind in India!
Know more about this plan here.
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