Cancer Care Gold
vs
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Cancer Care Gold |
 |
| Premium Including GST | ||
| Product Type | Critical Illness Health Insurance | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Covered |
| Hospital_network (Number of Hospital Network in city) |
14000 | - |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | - | 16 days to 65 years |
| Plan Premium Entry Age and S/A | 27900 | 750 |
| Plan Waiting Period | - | 730 |
| Plan Coverage | - | - |
| Plan Sample Premium | - | 750 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | - | 1, 2, 3 Year |
| ICU Charges | - | Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Covered |
| Ayush Treatment | - | Covered |
| Modern Treatment | - | Covered |
| E Consultation | - | Covered |
| Air Ambulance | - | Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.21 | N/A |
| Solvency Ratio | 2.19 | N/A |
|
Star Health Insurance Plan Detailed Review |
||
The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer Care Gold was launched on October 24, 2017, as a pilot health insurance project and since then it has offered a groundbreaking service to the customers. The plan provides comprehensive protection against cancer and goes beyond conventional health insurance by extending coverage to existing cancer patients, including Stage 1 and Stage 2. It also offers financial protection in case of cancer recurrence, metastasis or development of a second malignancy. The plan has many more features and benefits that are discussed below in the later sections.
The individual has to fulfil the following eligibility criteria to buy the plan:
| Criteria | Specifications |
|---|---|
| Sum Insured | INR 3 Lakh & 5 Lakh |
| Age | MIn: 5 Months Max: 65 Years |
| Coverage Type | Individual |
| Medical Condition Covered | Individuals diagnosed with Stage 1 or Stage 2 cancer |
| Policy Tenure | 1 Year |
| Medical CheckUp | Not Required |
| Initial Waiting Period | 30 Days |
| Specific Illness Waiting Period | 24 Months |
| Co-Payment | 10% for people above 60 years |
| Pre-existing Waiting Period | 48 Months |
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