Care Senior Plan
vs
Star Senior Citizen Plan

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Care Senior Plan vs Star Senior Citizen Plan

Care Senior Plan

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured that best suits your healthcare needs and will not put a burden on your pocket, especially after retirement. Enjoy your second innings to the fullest as ...

Star Senior Citizen Plan

Star Health Insurance for Senior Citizens is exclusively designed for senior citizens who want to meet high medical costs by paying a yearly premium. Besides, if you are someone who has just entered the second innings of life this can be the best option for you. Star Health insurance for senior cit...

PLAN DETAILS

Care Senior Plan


Star Senior Citizen Plan

Premium Including GST
Product Type Senior Citizen Health Insurance Senior Citizen Health Insurance
Key Features
(Key features of the plan)
  • No pre-policy check-up
  • Annual rewards available
  • Reduction in wait period
  • No medical examinations
  • High sum insured
  • Daycare procedures
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
21600 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered -
Plan Entry Age 61 Years - No max age limit 60 Years to 75 Years
Plan Premium Entry Age and S/A 14,448 -
Plan Waiting Period 30 30
Plan Coverage Senior Citizen Coverage -
Plan Sample Premium 14,448 -
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1 / 2 / 3 year
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Not Covered -
E Consultation Not Covered -
Air Ambulance Not Covered -
Global Coverage Not Covered -
Claim Ratio 100 65
Solvency Ratio 1.8 2.0

Know More About Plans

Overview

Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured that best suits your healthcare needs and will not put a burden on your pocket, especially after retirement. Enjoy your second innings to the fullest as the Care Senior plan will take care of your health-related financial issues.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.