Care Supreme
vs
Care Enhance Super Top Up Plan

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Care Supreme vs Care Enhance Super Top Up Plan

Care Supreme

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs. The best part here is that you get a wide range of coverage benefits at a minimal cost of premiums. Care Supreme health insurance plan benefits...

Care Enhance Super Top Up Plan

A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage to you and your family. It is an ideal choice for those who already have another mediclaim policy or a limited self-financing capacity as this plan co...

PLAN DETAILS

Care Supreme


Care Enhance Super Top Up Plan

Premium Including GST
Product Type Individual and Family Health Insurance Family
Key Features
(Key features of the plan)
  • Unlimited E-consultations
  • Automatic Restoration
  • Wellness Benefits
  • Flexible deductible
  • Modern treatments
  • No pre-medical check-ups
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Covered -
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered -
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered -
Post-hospitalization
(Expenses after discharge from the hospital)
Covered -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered -
Hospital_network
(Number of Hospital Network in city)
21600 21600
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered -
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Not Covered -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Not Covered -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Not Covered -
Plan Entry Age 18 years to No age limit Day 1 to no age bar
Plan Premium Entry Age and S/A N/A 3794
Plan Waiting Period 30 30
Plan Coverage Individual and Family Floater Plan -
Plan Sample Premium N/A 3794
Plan Brochure Brochure URL Brochure URL
Policy Term 1,2,3 Years 1, 2, 3 years
ICU Charges Covered -
Covid-19 Treatment Covered -
Cataract Covered -
Automatic Restoration Covered -
Ayush Treatment Covered -
Modern Treatment Covered -
E Consultation Covered -
Air Ambulance Covered -
Global Coverage Not Covered -
Claim Ratio 100 100
Solvency Ratio 1.8 1.8

Know More About Plans

Overview

Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare needs. The best part here is that you get a wide range of coverage benefits at a minimal cost of premiums. Care Supreme health insurance plan benefits include pre and post-hospitalisation, daycare procedures, organ donor expenses, domiciliary hospitalisation, and AYUSH inpatient treatment up to the limit of basic sum insured.

Additionally, you can avail of health and wellness rewards such as up to 30% discount on the next renewal, all you need is to maintain your fitness and live healthily. This is not over yet. Care Supreme health policy offers you add-on choices like OPD, PED waiting period reduction, health check-up cover, Cumulative Bonus Super benefit (the sum insured gets increased by 5% in just 5 consecutive policy term/s), and so on. These are just a drop of benefits to catch your attention, read further to dive deep into the ocean of USPs that Care Supreme has to offer you- like the name says 'Supreme'. Carefully read about Care Supreme health plan and understand how to calculate premiums, buying process, as well as renewal benefits with this article.

Add-ons to Maximize Your Care Supreme Plan Benefits

If you ever feel that your Care Supreme insurance policy is not enough to cover specific conditions that you require cover for, you can buy these add-on covers to optimize the benefits afterwards. And guess what? This acts as a cherry on the top. Read below the add-on covers that you can buy with the Care Supreme plan:

  • Annual health check-up
  • Cumulative Bonus Super (up to 500% sum insured raise)
  • Wellness benefits (up to 30% discount)
  • Claim shield (for non-payable item/s cover)
  • Instant cover (for pre-existing diseases)
  • Reduction in the waiting period for pre-existing diseases
  • Care OPD (to avail of specified consultation benefits)

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.