Extra Care Policy
vs
Kotak Accident Care Plan
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Extra Care Policy |
 Kotak Accident Care Plan |
| Premium Including GST | ||
| Product Type | Top Up and Super Top Up | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
18400 | 9450 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Child: 3 months - 25 years, Adult: 18-70 years | Minimum 5 years, Maximum 65 years |
| Plan Premium Entry Age and S/A | NA | NA |
| Plan Waiting Period | 30 | NA |
| Plan Coverage | - | Individual Accident Plan |
| Plan Sample Premium | NA | - |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 Years | 1, 2, 3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Not Covered |
| Cataract | - | Not Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.23 | 96.76 |
| Solvency Ratio | 3.49 | 2.2 |
|
Ultimate Review Of Kotak Accident Care Plan 2024 |
||
Extra Care policy is an additional layer of protection that ensures adequate health coverage.
Sometimes, it's not enough to have a health insurance policy. However, when an individual has unfortunately met with an accident or there's a major emergency, the base sum insured can get quickly exhausted. As a matter of fact, the cost of medical treatment nowadays is an expensive affair that most of us can't afford.
Bajaj Allianz Extra Care is the health and wealth protection policy for your family that takes care of hospitalization and other medical expenses. You can buy this top-up plan as an add-on cover to your regular health policy to beat higher expenses due to accidents/illnesses. It will work beyond your base policy covering the medical expenses related to pre and post-hospitalization, ambulance services, modern treatment, and so on.
Read on to learn more about the Extra Care top-up policy.
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