Future Generali Diy Health Insurance
vs
Bajaj Allianz Herizon Care
- 100+ top health insurance plans
- Premium starting @Rs. 19/day*
- No medical check-ups required
| PLAN DETAILS |
 Future Generali Diy Health Insurance |
 Bajaj Allianz Herizon Care |
| Premium Including GST | ||
| Product Type | Individual and Family Health Insurance | Individual |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
Covered | Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | Covered |
| Hospital_network (Number of Hospital Network in city) |
8430 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Covered | Available |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Covered | Available |
| Plan Entry Age | 17 Years | Adult 18 – 80 years, Child Day 90 to 35 years |
| Plan Premium Entry Age and S/A | 5864 | 2845 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 5864 | 2845 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1/2/3/4/5 year/s |
| ICU Charges | Covered | Covered |
| Covid-19 Treatment | Covered | Covered |
| Cataract | Covered | Covered |
| Automatic Restoration | Covered | Not Covered |
| Ayush Treatment | Covered | Not Covered |
| Modern Treatment | Covered | Covered |
| E Consultation | Not Covered | Covered |
| Air Ambulance | Covered | Covered |
| Global Coverage | Not Covered | Not Covered |
| Claim Ratio | 94.98 | 93.54 |
| Solvency Ratio | 1.8 | 3.6 |
Build your health plan, your way!
Yes, you heard that right.
You can now customize and create your own health insurance with D.I.Y Health Insurance.
It happens many times that your health insurance does not cover all the benefits under a single plan: some give accident coverage while missing out on maternity and vice-versa! Also, not all health insurance providers in India offer the best coverage options at your reach. So, how about you create your checklist of what you want in a health policy?
Of course! You can customize your Future Generali DIY health insurance policy which gives you the advantage of 'Do It Yourself'.
It comes with 17 in-built benefits plus add-on covers (choose a minimum of 3 for an enhanced plan) for that extra layer of protection. The major highlights of the plan include, you can go through a gender reassignment treatment which can seldom be found in any other health plan.
Additionally, you get a chance to opt for your desired sub-limits for coverage, along with the multiple wellness benefits such as yearly health check-ups, health and fitness webinars, and so on.
This page consists of all the amazing aspects of the Future Generali DIY Health insurance plan including eligibility criteria, benefits, waiting periods, specifications or coverage extents, exclusions and more. So, what are you waiting for? Scroll down and check out the details further to make an informed decision.
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Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.
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