Icici Lombard Health Booster Policy
vs
Tata Aig Accident Guard Plan

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Icici Lombard Health Booster Policy vs Tata Aig Accident Guard Plan

Icici Lombard Health Booster Policy

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, ...

Tata Aig Accident Guard Plan

Life is very uncertain, you never know what will happen to you in the next second. Are you prepared for that? Nonetheless, to make you ready for life’s uncertainty, TATA AIG came up with the plan named TATA AIG Accident Guard Plan. To distinguish this plan, TATA AIG generated Occupational Clas...

PLAN DETAILS

Icici Lombard Health Booster Policy


Tata Aig Accident Guard Plan

Premium Including GST
Product Type Top Up and Super Top Up Accident Health Insurance
Key Features
(Key features of the plan)
  • Reset Benefit
  • Top-up Plan
  • Lifetime Renewability
  • Comprehensive accident care
  • Coverage for child education
  • No waiting period
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
10800 11000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age Min- 6 years , Max- No Limit Minimum-18 years, Maximum- 65 years
Plan Premium Entry Age and S/A NA NA
Plan Waiting Period 30 NA
Plan Coverage - -
Plan Sample Premium NA NA
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 Year 1 Year
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 98.53 96.70
Solvency Ratio 2.5 3.9

Know More About Plans

Overview

ICICI Lombard Health Booster is a comprehensive super top-up health insurance plan designed to enhance your existing coverage. The policy acts as a shield as it covers the expense exceeding your current health insurance coverage. The policy covers flexible deductible choice, lifetime renewability, and policy period options with no age restrictions. The plan offers many benefits that make this plan robust and versatile. Let us explore this plan in this article.

Eligibility Table For ICICI Lombard Health Booster Policy

Eligibility Criteria Details
Minimum Age 6 Years
Maximum Age No maximum age limit
Child Covegae Children aged 3 months to 5 years can be insured under a floater plan only.
Policy Period Options 1 year, 2 years, or 3 years
Lifetime Renewability Yes, the policy can be renewed for a lifetime.
Pre -Policy Medical Checkup No medical test is required for individuals below 46 years of age with a sum insured of up to 10 lakh
Deductible Options 3 lakh, 4 lakh, 5 lakh
Co-Pay(Above 60 yeras) 20% of the admissible claim amount above the deductible.
Initial Waiting Period 30 Days

Read more specifications in the brochure.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.