Manipalcigna Lifestyle Protection Accident Care Plan
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Personal Accident Policy
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| PLAN DETAILS |
 Manipalcigna Lifestyle Protection Accident Care Plan |
 Personal Accident Policy |
| Premium Including GST | ||
| Product Type | Accident Health Insurance | Accident Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
8500 | 18400 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | Child: 5 - 25 years, Adult: 18 - 80 years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | NA | N/A |
| Plan Waiting Period | NA | 30 Days |
| Plan Coverage | - | - |
| Plan Sample Premium | NA | N/A |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 1, 2, 3 years | 1,2,3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Not Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | 99.96 | 93.54 |
| Solvency Ratio | 1.5 | 3.6 |
Always be prepared for the ups and downs of life!
Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financially to create a better tomorrow. Along with its accidental death or disability covers, it also features a safety guard against the loss of a job due to any disability or medical adversity. Furthermore, it offers your children an education fund to take care of their future when you are not around.
Moreover, an accident can happen at any time in one's life, isn't it better to be prepared for those uncertainties? Also, you can renew your ManipalCigna Lifestyle Protection Accident Care policy beyond 70 years of age, given the sum insured value will not exceed INR 10 Lakhs and the coverage benefits will be limited only to accidental death and permanent total disability.
The ManipalCigna Lifestyle Protection Accident Care plan comes in three variants which ascend in coverage options (which you'll read about in the specifications table), know the variants below:
This page discusses all the highlights of this plan, along with the eligibility criteria, benefits, specifications, and exclusions. Read further to know more about the same.
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