PLAN DETAILS |
![]() Niva Bupa Health Companion Plan |
![]() Ican Cancer Insurance Plan |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Not Covered | - |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
Hospital_network (Number of Hospital Network in city) |
10263 | 12000 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | - |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | Covered |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Not Covered | - |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Not Covered | - |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | - |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | - |
Plan Entry Age | No Bar | 5 years to 65 years |
Plan Premium Entry Age and S/A | 8056 | 1016 |
Plan Waiting Period | 30 | 120 |
Plan Coverage | - | Individual & Family floater cover |
Plan Sample Premium | 8056 | 1016 |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1 | 2 Years | 1 year |
ICU Charges | Covered | - |
Covid-19 Treatment | Covered | Covered |
Cataract | Covered | - |
Automatic Restoration | Covered | - |
Ayush Treatment | Covered | - |
Modern Treatment | Covered | - |
E Consultation | Not Covered | - |
Air Ambulance | Not Covered | - |
Global Coverage | Not Covered | - |
Claim Ratio | 100 | 98.59 |
Solvency Ratio | 1.7 | 1.7 |
The Smart Just Got Smarter
The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected medical emergency. This is an affordable health insurance plan that has been made to secure your health without any pain. You will get coverage up to Rs 1 Crore. It is a cost-effective plan that comes out with a host of benefits and offers 4 variants. You can choose any variant as per your healthcare needs. Niva Bupa Health Companion is not limited to monetary support but it also provides the required mental support to the insured.
The amazing part of this plan is that you can cover up to 19 family members under the variant Family First. This way you cover the medical expenses of all the generations of your family.
The relations that can be covered are:
Self | Grandfather | Sister-in-law |
Spouse | Grandmother | Brother-in-law |
Son | Grandson | Son-in-law |
Daughter | Granddaughter | Daughter-in-law |
Sister | Brother | Father-in-law |
Father | Nephew | Mother-in-law |
Mother | Niece |
Trouble connecting with an insurance company?
Contact PolicyX.comCall at our toll-free number 1800-4200-269Email: helpdesk@policyx.com
We are happy to help.
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.