Reliance Health Super Top Up Insurance
vs
Health Premia Plan

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Reliance Health Super Top Up Insurance vs Health Premia Plan

Reliance Health Super Top Up Insurance

A backup for your medical emergencies. Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insurance policy isn't enough to cover your healthcare expenses, this super top-up policy can work wonders for you. Reliance Health's super top-up insuranc...

Health Premia Plan

Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide coverage from maternity and newborn baby cover to emergency medical treatments across the globe. Moreover, the plan allows customization with its 3 a...

PLAN DETAILS

Reliance Health Super Top Up Insurance


Health Premia Plan

Premium Including GST
Product Type Top Up and Super Top Up Individual and Family Health Insurance
Key Features
(Key features of the plan)
  • Worldwide emergency cover
  • Maternity expenses
  • Air ambulance cover
  • Benefits and Features of Health Premia
  • Comparison of Silver Gold and Platinum
  • Sample Premium Rates of Plan
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
Not Covered Covered
Room Rent
(A limit of room rent cover during hospitalization if any)
Covered Covered
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
Covered Covered
Pre-hospitalization
(Expenses before the insured is hospitalized)
Covered Covered
Post-hospitalization
(Expenses after discharge from the hospital)
Covered Covered
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
Covered Not Covered
Hospital_network
(Number of Hospital Network in city)
9100 10263
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
Covered Covered
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
Not Covered Covered
Ambulance Charges
(Expenses incurred on ambulance charges)
Covered Covered
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
Covered Covered
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
Covered Covered
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
Covered Covered
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
Covered Covered
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
Covered Not Covered
Plan Entry Age 18 – 65 Years 18 - 65 Years
Plan Premium Entry Age and S/A NA 16436
Plan Waiting Period 30 30
Plan Coverage - -
Plan Sample Premium NA 16436
Plan Brochure Brochure URL Brochure URL
Policy Term 1, 2, 3 years 1 & 2 years
ICU Charges Covered Covered
Covid-19 Treatment Covered Covered
Cataract Not Covered Covered
Automatic Restoration Not Covered Covered
Ayush Treatment Covered Covered
Modern Treatment Covered Covered
E Consultation Not Covered Covered
Air Ambulance Covered Covered
Global Coverage Covered Not Covered
Claim Ratio 87.50 100
Solvency Ratio 1.5 1.7

Know More About Plans

Overview

A backup for your medical emergencies.

Reliance Health Super Top-up insurance acts like a cherry on the cake. In case you feel your basic health insurance policy isn't enough to cover your healthcare expenses, this super top-up policy can work wonders for you. Reliance Health's super top-up insurance has multiple coverage options such as inpatient care including ICU charges cover, diagnostic tests, pre and post-hospitalisation expenses, modern treatments like robotic surgeries, stem cell therapy, road ambulance services and more.

This policy comes with two plan options- Plan A and Plan B under which there are several options to cater to your healthcare needs. These are:

  • Waiver of deductible for accidental claims
  • Renewal benefits:
    • Waiver of premium on first diagnosis of critical illness
    • Cumulative bonus
    • Health check-up
    • Deductible buy-back (Optional benefit)
  • Global cover: Worldwide emergency cover

The features and benefits are not over yet! Reliance Health's super top-up health insurance offers more than all of these benefits. Read more about its specifications, benefits, eligibility criteria, exclusions, etc in further sections of this page.

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Health Insurance Companies

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.