PLAN DETAILS |
![]() Royal Sundaram Lifeline Plan |
![]() Cancer Care Gold |
Premium Including GST | ||
Product Type | Individual and Family Health Insurance | Critical Illness Health Insurance |
Key Features (Key features of the plan) |
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OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
Covered | - |
Room Rent (A limit of room rent cover during hospitalization if any) |
Covered | - |
Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
Covered | - |
Pre-hospitalization (Expenses before the insured is hospitalized) |
Covered | - |
Post-hospitalization (Expenses after discharge from the hospital) |
Covered | - |
Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
Covered | - |
Hospital_network (Number of Hospital Network in city) |
10000 | 14000 |
Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
Covered | - |
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
Covered | - |
Ambulance Charges (Expenses incurred on ambulance charges) |
Covered | - |
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
Covered | - |
New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
Covered | - |
Health Checkup (An added benefit of one time full health checkup of policy holder.) |
Covered | - |
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
Not Covered | - |
Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
Not Covered | - |
Plan Entry Age | 18 Years to No Upper Age Limit | - |
Plan Premium Entry Age and S/A | 4284 | 27900 |
Plan Waiting Period | 30 | - |
Plan Coverage | - | - |
Plan Sample Premium | 4284 | - |
Plan Brochure | Brochure URL | Brochure URL |
Policy Term | 1,2,3 Years | - |
ICU Charges | Covered | - |
Covid-19 Treatment | Covered | - |
Cataract | Covered | - |
Automatic Restoration | Covered | - |
Ayush Treatment | Covered | - |
Modern Treatment | Covered | - |
E Consultation | Not Covered | - |
Air Ambulance | Covered | - |
Global Coverage | Covered | - |
Claim Ratio | 96.17 | 99.21 |
Solvency Ratio | 2.1 | 2.19 |
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-patient coverage, the plan also offers coverage against ambulance charges, maternity and newborn baby expenses, health check-ups etc.
The plan is available in three variants that are designed to cover the health insurance needs of you and your family. These variants are:
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With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.