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Sbi Hospital Daily Cash Insurance Policy
335
VS
Mos Bite Protector Policy
44
| PLAN DETAILS |
Sbi Hospital Daily Cash Insurance Policy |
Mos Bite Protector Policy |
| Premium Including GST | ||
| Product Type | Individual | Individual and Family Health Insurance |
| Key Features (Key features of the plan) |
|
|
| OPD Details (In some policies, OPD (Out patient department) expenses are also covered.) |
- | Not Covered |
|
Room Rent (A limit of room rent cover during hospitalization if any) |
- | Not Covered |
| Domicillary Hospitalization (It is the expenses incurred on treatment of the patient at home) |
- | Not Covered |
| Pre-hospitalization (Expenses before the insured is hospitalized) |
- | Not Covered |
| Post-hospitalization (Expenses after discharge from the hospital) |
- | Not Covered |
| Day Care Treatment Covered (Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.) |
- | Not Covered |
| Hospital_network (Number of Hospital Network in city) |
6000 | 8000 |
| Organ Donor Expenses (Expenses incurred on organ donor in case of organ transplants) |
- | Not Covered |
|
Hospital Daily Allowance (Some plans offer daily allowance to take care of expenses like food, etc) |
- | Not Covered |
| Ambulance Charges (Expenses incurred on ambulance charges) |
- | Not Covered |
|
Maternity Benefits (All Hospitalization cost covered at the time of pregnancy.) |
- | Not Covered |
| New Born Baby Covered (Newborn babies can be covered under the insurance plan after a certain period) |
- | Not Covered |
| Health Checkup (An added benefit of one time full health checkup of policy holder.) |
- | Not Covered |
|
Sub Limit (Sub-limit is a monetary capping that applies on specific diseases like cataract) |
- | Not Covered |
| Co-pay (Mentioned %, if any is to be borne by Insured and rest will be borne by insurer) |
- | Not Covered |
| Plan Entry Age | 18 to 65 Years | 18 to 65 Years |
| Plan Premium Entry Age and S/A | 335 | 44 |
| Plan Waiting Period | 30 | 30 |
| Plan Coverage | - | - |
| Plan Sample Premium | 335 | 44 |
| Plan Brochure | Brochure URL | Brochure URL |
| Policy Term | 30/60 Days | 1/2/3 Years |
| ICU Charges | - | Not Covered |
| Covid-19 Treatment | - | Covered |
| Cataract | - | Covered |
| Automatic Restoration | - | Not Covered |
| Ayush Treatment | - | Not Covered |
| Modern Treatment | - | Not Covered |
| E Consultation | - | Not Covered |
| Air Ambulance | - | Not Covered |
| Global Coverage | - | Not Covered |
| Claim Ratio | - | 95.82 |
| Solvency Ratio | 1.8 | 1.72 |
|
IFFCO Tokio Health Insurance |
||
Manage Additional Expenses With Hospital Daily Cash Insurance of SBI!
SBI Hospital Daily Cash insurance policy takes care of the extra expenses related to hospitalization which are generally excluded from your basic health insurance policy. These expenses such as food, transportation, consumables, etc add up very quickly and feel like a burden to pay above your hospitalization costs.
The insured individual can only benefit from the SBI Hospital Daily Cash insurance policy if they keep the policy active (by paying regular premiums). Another catch here is! You don’t need to go through any pre-policy medical check-up to buy the SBI hospital daily cash insurance plan, given that you don’t have any medical history.
This is not yet done! Read on to learn more about the eligibility criteria, specifications and coverage benefits, exclusions, and so on of this policy.
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