Star Critical Illness Multipay Policy
vs
Cancer Care Gold

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Star Critical Illness Multipay Policy vs Cancer Care Gold

Star Critical Illness Multipay Policy

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any of the 37 listed critical illnesses. Individuals between the age of 18 and 65 years can avail of this policy. Star Critical Illness Multipay Policy c...

Cancer Care Gold

The burden of medical expenses for cancer treatment can be overwhelming leaving the individuals and their families under financial strain. Star Cancer Care Gold was launched on October 24, 2017, as a pilot health insurance project and since then it has offered a groundbreaking service to the custome...

PLAN DETAILS

Star Critical Illness Multipay Policy


Cancer Care Gold

Premium Including GST
Product Type Critical Illness Health Insurance Critical Illness Health Insurance
Key Features
(Key features of the plan)
  • Wellness Benefit
  • Cancer Cover
  • Heart Cover
  • Stage 1 & 2 Cancer Cover
  • Specifications
  • Cashless Hospitalization
OPD Details
(In some policies, OPD (Out patient department) expenses are also covered.)
- -
Room Rent
(A limit of room rent cover during hospitalization if any)
- -
Domicillary Hospitalization
(It is the expenses incurred on treatment of the patient at home)
- -
Pre-hospitalization
(Expenses before the insured is hospitalized)
- -
Post-hospitalization
(Expenses after discharge from the hospital)
- -
Day Care Treatment Covered
(Day care treatments refers to the treatments that do not necessarily require 24hrs of hospitalization like MRI.)
- -
Hospital_network
(Number of Hospital Network in city)
14000 14000
Organ Donor Expenses
(Expenses incurred on organ donor in case of organ transplants)
- -
Hospital Daily Allowance
(Some plans offer daily allowance to take care of expenses like food, etc)
- -
Ambulance Charges
(Expenses incurred on ambulance charges)
- -
Maternity Benefits
(All Hospitalization cost covered at the time of pregnancy.)
- -
New Born Baby Covered
(Newborn babies can be covered under the insurance plan after a certain period)
- -
Health Checkup
(An added benefit of one time full health checkup of policy holder.)
- -
Sub Limit
(Sub-limit is a monetary capping that applies on specific diseases like cataract)
- -
Co-pay
(Mentioned %, if any is to be borne by Insured and rest will be borne by insurer)
- -
Plan Entry Age 18 to 65 Years -
Plan Premium Entry Age and S/A 2097 27900
Plan Waiting Period 15 -
Plan Coverage - -
Plan Sample Premium - -
Plan Brochure Brochure URL Brochure URL
Policy Term 1/2/3 Years -
ICU Charges - -
Covid-19 Treatment - -
Cataract - -
Automatic Restoration - -
Ayush Treatment - -
Modern Treatment - -
E Consultation - -
Air Ambulance - -
Global Coverage - -
Claim Ratio 65 65
Solvency Ratio 2.0 2.0

Know More About Plans

Overview

Star Critical Illness Multipay Insurance Policy is designed to cater to individuals by providing them with a lump sum coverage on the diagnosis of any of the 37 listed critical illnesses. Individuals between the age of 18 and 65 years can avail of this policy. Star Critical Illness Multipay Policy comes with a wide range of benefits and covers critical illnesses by grouping them into 4 different categories which are:

  • Cancer Cover
  • Heart Disease Cover
  • Brain and Nervous System Cover
  • Major Organs and other conditions

The minimum sum insured for the plan is INR 5 lakhs which goes up to 25 Lakhs. The policy provides a flexible premium payment structure wherein the premium can be paid on a quarterly or half-yearly basis. It can also be paid on a bi-annual or tri-annual period. The first diagnosis of the covered critical illnesses should be only after 90 days of commencement of cover.

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Raj Kumar

Reviewed By: Raj Kumar

With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.